First United Bank and Trust Co. v. Hershel Curtis Hawkins

IN THE DISTRICT COURT OF BRYAN COUNTY STATE OF OKLAHOMA FIRST UNITED BANK AND TRUST CO, Plaintiff, vs. HERSCHEL CURTIS HAWKINS, Defendant. PETITION COMES NOW Plaintiff, FIRST UNITED BANK AND TRUST CO., ("FUB") for its cause of action against the defendant HERSCHEL CURTIS HAWKINS, (Defendant) alleges and states as follows: PARTIES, JURISDICTION, AND VENUE 1. Plaintiff is an Oklahoma state-chartered bank with offices in Durant, Bryan County, Oklahoma. 2. Defendant, HERSCHEL CURTIS HAWKINS is an individual, residing in Bryan County, Oklahoma. 3. Jurisdiction is appropriate under Okla. Const. Art. 7, Sec. 7. 4. Venue is proper pursuant to 12 O.S. §§ 131 and 137. FACTS AND THEORIES OF RECOVERY A. Loan No. 520179382 5. On or about March 2, 2020, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration, made, executed and delivered to Plaintiff a certain promissory note (9382) in the original principal sum of $15,282.95, with interest thereon at the fixed rate of 16.240% per annum and due on March 1, 2024. A true and correct copy of Note 9382 is attached hereto and incorporated herein as Exhibit A. 6. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 9382 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 9382 as provided in the note and the unpaid principal on said note is $2428.82 as of 9/20/2024. B. Loan No. 520215511 7. On or about December 16, 2020, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration made, executed and delivered to Plaintiff a certain promissory note (5511) in the original principal sum of $3,660.00, with interest thereon at the fixed rate of 17.990% per annum and due on December 15, 2022. A true and correct copy of Note 5511 is attached hereto and incorporated herein as Exhibit B. 8. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 5511 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 5511 as provided in the note and the unpaid principal on said note is $536.28 as of 9/20/2024. C. Loan No. 403362601 9. On or about February 28, 2022, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration, made, executed and delivered to Plaintiff a certain promissory note (2601) in the original principal sum of $35,810.00, with interest thereon at the fixed rate of 8.490% per annum and due on March 8, 2026. A true and correct copy of Note 2601 is attached hereto and incorporated herein as Exhibit C. 10. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 2601 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 2601 as provided in the note and the unpaid principal on said note is $18,017.74 as of 9/20/2024. D. Loan No. 403367360 11. On or about March 22, 2022, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration made, executed and delivered to Plaintiff a certain promissory note (7360) in the original principal sum of $4,300.00, with interest thereon at the fixed rate of 9.990% per annum and due on March 22, 2023. A true and correct copy of Note 7360 is attached hereto and incorporated herein as Exhibit D. 12. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 7360 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 7360 as provided in the note and the unpaid principal on said note is $4,300.00 as of 9/20/2024. E. Loan No. 520276567 13. On or about April 1, 2022, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration made, executed and delivered to Plaintiff a certain promissory note (6567) in the original principal sum of $615.00, with interest thereon at the fixed rate of 17.980% per annum and due on May 2, 2023. A true and correct copy of Note 6567 is attached hereto and incorporated herein as Exhibit E. 14. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 6567 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 6567 as provided in the note and the unpaid principal on said note is $440.86 as of 9/20/2024. E. Loan No. 403375074 15. On or about April 27, 2022, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration made, executed and delivered to Plaintiff a certain promissory note (5074) in the original principal sum of $65,292.19, with interest thereon at the fixed rate of 8.240% per annum and due on May 6, 2027. A true and correct copy of Note 5074 is attached hereto and incorporated herein as Exhibit F. 16. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 5074 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 5074 as provided in the note and the unpaid principal on said note is $43,792.77 as of 9/20/2024. F. Loan No. 520249042 17. On or about August 30, 2021, Defendant HERSCHEL CURTIS HAWKINS individually for good and valuable consideration made, executed and delivered to Plaintiff a certain promissory note (9042) in the original principal sum of $44,622.00, with interest thereon at the fixed rate of 9.99000% per annum and due on September 10, 2027. A true and correct copy of Note 9042 is attached hereto and incorporated herein as Exhibit G. 18. Defendant HERSCHEL CURTIS HAWKINS has defaulted under the terms of Note 9042 by failing to make the payments and Plaintiff has elected to accelerate the unpaid balance of Note 9042 as provided in the note and the unpaid principal on said note is $8,113.76 as of 9/20/2024. 19. Pursuant to Title 15 U.S.C.A. §1692(g) Fair Debt Collection Practices Act. Unless the person or entity responsible for payment of the above debt, within thirty (30) days after receipt of this notice disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid, and if said person that the debt or any portion thereof, is disputed, said attorney will obtain verification of the debt and a copy of such verification will be mailed to said person or entity by the undersigned attorney for Plaintiff; and upon a written request by you within the thirty (30) day period, undersigned attorney for Plaintiff will provide the name and address of the original creditor, if different from the current creditor. 20. Defendant HERSCHEL C. HAWKINS has defaulted under the terms of the Notes' 9382, 5511, 2601, 7360, 6567, 5074, and 9042 by failing to make payments. Plaintiff has elected to accelerate the unpaid balance of these Notes, as provided in Notes 9362, 5511, 2601, 7360, 6567, 5074, and 9042. As a result, the Plaintiff is entitled to recover all amounts due and owing under the Notes as follows: <table> <tr> <th>Note</th> <th>Prin.</th> <th>Interest</th> <th>Late charges</th> <th>Other charges</th> </tr> <tr> <td>a. 9382</td> <td>$2,428.82</td> <td>$804.77</td> <td>$157.50</td> <td></td> </tr> <tr> <td>b. 5511</td> <td>$536.28</td> <td>$15.07</td> <td>$22.50</td> <td></td> </tr> <tr> <td>c. 2601</td> <td>$18,017.74</td> <td>$2,208.58</td> <td>$398.88</td> <td>$5,097.82</td> </tr> <tr> <td>d. 7360</td> <td>$4,300.00</td> <td>$524.25</td> <td>$170.00</td> <td></td> </tr> <tr> <td>e. 6567</td> <td>$440.86</td> <td>$15.85</td> <td>$54.00</td> <td></td> </tr> <tr> <td>f. 5074</td> <td>$43,792.77</td> <td>$4,463.83</td> <td>$669.10</td> <td></td> </tr> </table> g. 9042 $8,113.76 $3,190.08 $82.90 *(All Interest and late charges are computed up through 9/18/2024 but both continue to accrue until paid, as provided in each separate Note document.) ** (All Notes provide that a reasonable attorney's fee and court costs will be provided as on each individual Note.) 21. FUB is entitled to reasonable attorney fees and its reasonable costs of collection under the terms of each contract and under 12 O.S. § 936. WHEREFORE PREMISES considered, FUB prays for judgment against Defendant, HERSCHEL C. HAWKINS in the sum of $ 77,630.23 as of 11/07/2025 and all contractual charges as set forth in Promissory Notes A, B, C, D, E, F, and G above plus FUB's court costs and a reasonable attorney's fee, and any and all such further relief permitted by law. Respectfully, [signature] Kara Bacon, OBA No. 50008 Bacon Law, PLLC 605 W. Evergreen St. P.O. Box 1913 Durant, Oklahoma 74702 Telephone 580.745.1214 Attorney for Plaintiff STATE OF OKLAHOMA ) COUNTY OF BRYAN ) ss. VERIFICATION JACOB TOL, of lawful age, being first duly sworn, upon oath states that I am the Director of Special Assets of First United Bank and Trust Co., that I have read the foregoing Petition that I am familiar with the matters set forth therein, and that the same are true to the best of my knowledge. JACOB TOL Subscribed and sworn to before me this 2nd day of March, 2026. Notary My Comm. Expires: Sept. 14, 2027 My Comm. No.: 23012464 JESSIE IVEY Notary Public in and for State of Oklahoma 23012464 My Commission Expires Sept. 14, 2027 U FirstUnited PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No</th> <th>Cell / Cell Reg</th> <th>Account</th> <th>Officer SKP</th> <th>Initials</th> </tr> <tr> <td>$15,282.95</td> <td>03-02-2020</td> <td>03-01-2024</td> <td>520179382</td> <td></td> <td></td> <td></td> <td></td> </tr> </table> References in boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing *** has been omitted due to length limitations. Borrower: Hannah C. Hawking PO Box 805 Gadsden, OK 74733 Lender: First United Bank and Trust Co. Colbert Community Bank 101 N Broadway PO Box 340 Colbert, OK 74733 Principal Amount: $15,282.95 Interest Rate: 16.240% Date of Note: March 2, 2020 PAYMENT TO PAY. I ("Borrower") promise to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Fifteen Thousand Two Hundred Eighty-two & 95/100 Dollars ($15,282.95), together with interest on the unpaid principal balance from March 2, 2020, calculated as described in the "INTEREST CALCULATION METHOD" paragraph using an interest rate of 16.240% per annum, when paid in full. The interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. I will pay this loan in 47 payments of $435.01 each payment and an irregular last payment estimated at $435.00. My first payment is due April 1, 2020, and all subsequent payments are due on the same day of each month after that. My final payment will be due on March 1, 2024, and will be for all principal and all accrued interest not yet paid. Payments include principal and interest. Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; then to any late charges; and then to any unpaid collection costs. I will pay Lender at Lender's address shown above or at such other place as Lender may designate in writing. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 365/365 simple interest basis; that is, by applying the rate of the interest rate over the number of days in a year (365 for all years, including leap years), multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. I agree that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be refunded to me upon early payment (whether voluntary or as a result of default), except as otherwise required by law. Except for the foregoing, I may pay this loan in full at any time without penalty. If I pay this loan in full, my payments will not, unless agreed to by Lender in writing, relieve me of my obligation to continue to make payments under the payment schedule. Rather, I may settle the original principal owed and may result in my making fewer payments. I agree not to send Lender payments marked "paid in full," "without recourse," or similar language, if I pay such a payment. Lender may accept without losing any of Lender's rights under this Note, and I will remain obligated to pay any further amounts owed hereunder. I agree that communications about past due payments, new payments, any check or other payment instrument that indicates that the payment constitutes "payment in full" of the amount owed or that is tendered with these conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: First United Bank and Trust Co., Attn: Loan Operations, PO Box 1045, Hominy, OK 74346-1045. LATE CHARGE. If a payment is 11 days or more late, I will be charged 5.000% of the unpaid portion of the regularly scheduled payment or any amount greater, whichever is greater. However, Lender may charge the maximum delinquency charge authorized by law as it may be increased during the term of this loan. INTEREST AFTER DEFAULT. If Lender declares my entire loan immediately due after a default, or upon final maturity, then the total sum due under this Note will accrue interest from the date of acceleration or maturity at the interest rate under this Note until paid in full. DEFAULT. I will be in default under this Note if any of the following happen: Payment Default. I fail to make any payment when due under this Note. Breach Other Promise. I break any promise made to Lender or fail to perform promptly all the time and strictly in the manner provided in this Note or in any agreement related to this Note, or in any other agreement between me and Lender. Default in Favor of Third Parties. I or any Grantee defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of my property or my ability to repay this Note or perform my obligations under this Note or any of the related documents. False Statement. Any representation or statement made or furnished to Lender by me or on my behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished. Death or Insolvency. Any Borrower dies or becomes insolvent; a receiver is appointed for any part of my property; I make an assignment for the benefit of creditors; or any proceeding is commenced either by me or against me under any bankruptcy or insolvency laws. Waiver of Right. Any delay or omission of Lender in exercising any right, power, or remedy under this Note, or any other agreement, does not prejudice Lender or affect any subsequent exercise of these or other rights, powers, or remedies, nor does it constitute a waiver of any provision of this Note or any other agreement. Cures Provisions. If any default, other than a default in payment, is curable and if I have not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured if: 1) after Lender sends written notice to me demanding cure of such default; (1) cure the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately thereafter; Lender deems Lender and Lender's decision to be sufficient to cure the default and thereafter continuous and complete all reasonable and necessary steps sufficient to produce compliance as quickly as reasonably practical. LENDER'S RIGHTS. IF I am in default, Lender may, in addition to any other rights Lender has declared my entire loan immediately due, without notice. I will then pay Lender the unpaid part of the Principal Amount, any Interest that is earned but unpaid, and any reasonable collection costs. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else who is not Lender's salaried employee to help collect this Note if I do not pay. I will pay Lender that amount. This includes Lender's attorneys' fees, however not to exceed fifteen percent (15%) of the unpaid debt and interest, and Lender's expenses, whether or not there is a lawsuit, including without limitation of attorneys' fees and legal expenses for bankruptcy proceedings (including efforts to repossess or detain items, stay or injunction), and appeals. If not prohibited by applicable law, I also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and I hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or me against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of Oklahoma. DISHONORED ITEM FEE. I will pay a fee to Lender of $25.00 if I make a payment on my loan and the check or other payment order including any preauthorized charge with which I pay is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether PROMISSORY NOTE (Continued) Loan No: 520179382 (checking, savings, or some other account). This includes all accounts I hold jointly with someone else and all accounts I may open in the future. However, this does not include any IRA or Keogh accounts, or any trust accounts for which such right would be prohibited by law. I authorize Lender, to the extent permitted by applicable law, to charge or offset all sums owing on the indebtedness against any and all such accounts, and, at Lender’s option, to administratively freeze all such accounts to allow Lender to protect Lender’s charge and offset rights provided in this paragraph. COLLATERAL. I acknowledge this Note is secured by the following collateral described in the security instrument listed herein: (A) a Consumer Security Agreement dated March 2, 2020 made and executed between Herschel C. Hawkins and Lender on collateral described as: a motor vehicle with title #__________. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon me, and upon my heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assignees. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. I may notify Lender if Lender reports any inaccurate information about my account(s) to a consumer reporting agency. My written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Attn: Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo exercising its rights or remedies under this Note without losing them. I and any other person who signs this Note as joint holder, endorser, maker of the Note, to the extent permitted by law, may request, once per year, a free report of what was recorded against this Note, whether as maker, guarantor, accommodation maker or endorser, and unless otherwise expressly stated in writing, the party signing this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lender may renew or extend (renewal) and for any length of time this note, increase any party or guarantor or collateral; or impair, fail to realize upon or perfect Lender’s security interest in any collateral. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. This means that the words “I”, “me”, and “my” mean each and all of the persons signing below. PRIOR TO SIGNING THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. I AGREE TO THE TERMS OF THE NOTE. I ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: Herschel C. Hawkins Account Inquiry - Consumer Non RE 365 520179382 - Herschel C Hawkins - Consumer Non RE 365 Account Name and Address Payment Collateral Force Placed Insurance Herschel C Hawkins Bad Address Payment Due Date: 08/01/2022 Payment Amount: $435.01 Principal & Interest Amount: $435.01 Escrow Payment Amount: $0.00 Current Due: $0.00 Past Due Amount: $0.00 Number of Days Past Due: 780 Balance Original Loan Amount: $15,282.95 Current Balance: $2,428.82 Total Amount Due: $3,996.56 Partially Paid Amount: $0.00 Payment Type: 0 - Scheduled payment includes accrued int. Interest Accrued: $804.77 Late Charge Due: $157.50 Other Charges: $0.00 Dates Original Loan Date: 03/02/2020 Last Payment Date: 07/15/2022 Maturity Date: 03/01/2024 Last Maintenance Date: 06/30/2023 Loan Term: 48 Loan Term (Units): M - Months Payments Remaining: 20 Payment Frequency (Term): 1 Payment Frequency (Units): M - Months Daily Accrual: $1.07770 Interest Base: 0 - Interest accrued on 365/365 Interest Paid YTD: $0.00 Secondary Interest Accrued: $605.47 Interest Paid to Date: 07/15/2022 Rate Index: Rate Review Frequency: 0 Rate Review Frequency (Units): Collateral Collateral: 102 - Auto Used Rate Interest Rate: 16.240000 % Rate Review Date: Payoff Current Payoff: $3,996.56 Payoff Good Thru Date: 09/20/2024 Payoff Pending Flag: No Internal Officer: SKP - Shane Patterson Loan Type: IC - Consumer Non RE 365 Community Bank: 4 - FUB - Colbert Restructured Loan: No Report to Credit Bureau: Yes Reserve Details Suggested Reserve: 0.00 Charged Off Details Charged Off Amount: $2,428.82 Charged Off Date: 03/09/2023 Account Inquiry - Consumer Non RE 365 Loan Conversion Date: PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No</th> <th>Cell / Cell SD / 100</th> <th>Account</th> <th>Officer DSB</th> <th>Initials</th> </tr> <tr> <td>$3,650.00</td> <td>12-16-2020</td> <td>12-15-2022</td> <td>520215511</td> <td>SD / 100</td> <td></td> <td></td> <td></td> </tr> </table> References in the boxes above are for Lender’s use only and do not limit the applicability of this document to any particular loan or item. Any item above containing “***” has been omitted due to text length limitations. Borrower: Herschel C. Hawkins PO Box 805 Caddo, OK 74729 Lender: First United Bank and Trust Co. Cabot Community Bank 115 S. Burgin PO Box 340 Colbert, OK 74733 Principal Amount: $3,650.00 Interest Rate: 17.990% Date of Note: December 16, 2020 PROMISE TO PAY. I (Borrower) promise to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Three Thousand Six Hundred Fifty & 00/100 Dollars ($3,650.00), together with interest on the unpaid principal balance from December 16, 2020, calculated as described in the "INTEREST CALCULATION METHOD" paragraph using an Interest rate of 17.990% per annum, until paid in full. The Interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. I will pay this loan in 23 payments of $182.50 each payment and an irregular last payment estimated at $192.52. My first payment is due January 15, 2021, and all subsequent payments are due on the same day of each month after that. My final payment will be due on December 15, 2022 and will be for all principal and all accrued interest not yet paid. Payments include principal and interest. Unless otherwise agreed or required by applicable law, these payments will be applied first to any accrued unpaid Interest; then to principal; then to any late charges; and last to any unpaid collection costs. I will pay lender at Lender's address shown above or at such other place as Lender may notify me in writing. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 365/365 simple interest basis; that is, by applying the ratio of the Interest rate over the number of days in a year (365 for all years, including leap years), multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance remains outstanding. All Interest payable under this Note is computed using this method. PREPAYMENT. I agree that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be refunded to me upon early payment (whether voluntary or as a result of default). Any such refund required by law. Except for the foregoing, I may pay without penalty all or a portion of the amount owed sooner than it is due. Early payments must be agreed to by Lender in writing, relieve me of my obligation to continue to make payments under the payment schedule. Nothing stated in this Note or in any other note, agreement or instrument shall relieve me of my obligation to pay all amounts due under this Note if I fail to make required payments when due. Early payments may result in the making of additional payments. In addition, payments received by Lender that appear to Lender payments marked "paid in full", "without recourse", or similar language. If I send such a payment, Lender may accept it without liability for breach of warranty of any rights under this Note, and I will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed payments shall be noted on the next check or other payment instrument. If such evidence that such payment consists "payment in full" of the amount owed or that is tendered with a check or other payment instrument that satisfies the repayment amount must be mailed or delivered to: First United Bank and Trust Co., Attn: Loan Operations, PO Box 130 Colbert, OK 74733-0130. LATE CHARGE. If a payment is 11 days or more late, I will be charged 5.000% of the unpaid portion of the regularly scheduled payment or $22.50, whichever is greater. However, Lender may charge the maximum delinquency charge authorized by law as it may be increased during the term of this Note. INTEREST AFTER DEFAULT. If Lender declares my entire loan immediately due after a default, or upon final maturity, then the total sum due under this Note will accrue interest from the date of acceleration or maturity at the Interest rate under this Note until paid in full. DEFAULT. I will be in default under this Note if any of the following happen: Payment Default. I fail to make any payment when due under this Note. Other Promisee. I break any promise made to Lender or fail to perform promptly at the time and strictly in the manner provided in the Note or in any agreement related to this Note, or in any other agreement or loan I have with Lender. Default As to Entire Parties. I or any Grantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement made by me or any other creditor or person that may materially affect any of my property or my ability to repay this Note or my obligations hereunder, except for the Note itself, and any copies furnished or related documents. False Statements. Any representation or statement made or furnished to Lender by me or on my behalf under this Note or the related documents is false or misleading in any material respect, either alone or when combined with other statements furnished. Death or Insolvency. Any Borrower dies or becomes insolvent; a receiver is appointed for any part of my property; I make an assignment for the benefit of creditors; or any proceeding is commenced either by me or against me under any bankruptcy or insolvency laws. Taking of the Property. Any creditor or government agency that takes any of the property or any other of my property in which Lender has an interest. This includes taking of, garnishing or levying on my accounts with Lender. However, if I notify Lender in good faith whether the claim on which the taking, garnishment or levy is based is true or reasonable, and if I give Lender written notice of the claim and furnish Lender with notices or a surety bond satisfactory to Lender, substantially, then this default provision will not apply. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party of any of the indebtedness evidenced by this Note. Cure Provisions. If any default, other than a default in payment, is curable and if I have not been given a notice of a breach of the same provision within the preceding twelve (12) months, it may be cured if, (1) after Lender sends written notice to me demanding cure of such default: (a) Cures the default within fifteen (15) days; or (2) If the cure requires more than fifteen (15) days, immediately initiates action which Lender deems in Lender's sole discretion will be sufficient to cure the default and thereafter continues and complete all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. If I am in default, Lender may, in addition to any other rights Lender has declare my entire loan immediately due, without notice. I will then pay Lender the unpaid part of the Principal Amount, any Interest that is earned but unpaid, and any reasonable collection costs. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone who is not Lender's salaried employee to help collect this Note if I do not pay. I will pay Lender that amount. This includes Lender's attorneys fees, however not to exceed fifteen percent (15%) of the unpaid debt after default, and Lender's legal expenses, whether or not there is a lawsuit, including without limitation all attorneys' fees and legal expenses for preparation of process papers (including efforts to modify or vacate any automatic stays or injunctions), and appeals, if not prohibited by applicable law. I also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and I hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or me against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of Oklahoma. DISHONORED ITEM FEE. I will pay a fee to Lender of $25.00 if I make a payment on my loan and the check or other payment order including any unauthorized charge with which I pay is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether checking, savings, or some other account). This includes all accounts I hold presently and anywhere else and all accounts I may open in the future. However, this Note does not include any IRA or Keough accounts, or any trust accounts for which it would be prohibited by law. I authorize Lender, to the extent permitted by applicable law, to charge or offset all sums owing on the debt against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. PROMISSORY NOTE (Continued) Loan No: 520215511 COLLATERAL. Collateral securing other loans with Lender may also secure this loan. To the extent collateral previously has been given to Lender by any person which may secure this loan, whether directly or indirectly, it is specifically agreed that, to the extent prohibited by law, all such collateral including of household goods will not secure this loan. In addition, if any collateral requires the giving of right of repossession under Truth in Lending for this loan, such collateral also will not secure this loan unless and until all required notices of that right have been given. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon me, and upon my heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. I may notify Lender if Lender reports any inaccurate information about my account(s) to a consumer reporting agency. My written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Altin Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. Any part of this Note cannot be enforced. This fact will not affect the rest of the Note. Lender may delay or postpone enforcing any of its rights or remedies hereunder without losing them. I and any other person who signs, guarantees or endorses the Note, to the extent allowed by law, waives presentment for payment, demand, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signed, guarantees, endorses, co-signs, co-guarantees, co-endorsement maker or endorser may be relieved from liability. All such parties agree that Lender may revoke or extend repayment terms for any length of time; this loan or release or satisfied by partial or complete payment; fail to reassign upon or perfect Lender's security interest in the collateral; and such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. This means that the words "I", "me", and "my" mean each and all of the persons signing below. PRIOR TO SIGNING THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. I AGREE TO THE TERMS OF THE NOTE. I ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: W/Signature: Foulkens Account Inquiry - Consumer Non RE 365 S20215511 - Herschel C Hawkins - Consumer Non RE 365 Account <table> <tr> <th>Account Name and Address</th> <th>Payment</th> <th>Collateral</th> <th>Force Placed Insurance</th> <th>Reserve Details</th> </tr> <tr> <td>Herschel C Hawkins<br><i>Bad Address</i></td> <td> Payment Due Date: <b>10/15/2022</b><br> Payment Amount: $182.60<br> Principal & Interest Amount: $182.60<br> Escrow Payment Amount:<br> Current Due: $0.00<br> Past Due Amount: $0.00<br> Number of Days Post Due: <b>705</b><br> Total Amount Due: $750.22<br> Partially Paid Amount: $0.00<br> Payment Type: 0 - Scheduled payment includes accrued int.<br> Payment Frequency (Term): 1<br> Payment Frequency (Units): M - Months<br> Late Charge Due: $22.50<br> Other Charges: $0.00<br> Interest Accrued: $15.07<br> Interest Daily Accrual: $0.26359<br> Interest Base: 0 - Interest accrued on 365/365<br> Interest Paid YTD: $0.00<br> Secondary Interest Accrued: $176.37<br> Interest Paid to Date: 09/26/2022<br> Rate Index: <br> Rate Review Frequency: 0<br> Rate Review Frequency (Units):<br> Loan Term: 24<br> Loan Term (Units): M - Months<br> Payments Remaining: 3<br> </td> <td> Collateral:<br> <b>100 - Unsecured</b> </td> <td> Force Placed Insurance:<br> <b></b> </td> <td> Rate<br> Interest Rate: <b>17.990000 %</b><br> Rate Review Date:<br> Payoff<br> Current Payoff: $750.22<br> Payoff Good Thru Date: <b>09/20/2024</b><br> Payoff Pending Flag: No<br> Internal<br> Officer: DCB - Dillon Bowen<br> Loan Type: IC - Consumer Non RE 365<br> Community Bank: 4 - FUB - Colbert<br> Restructured Loan: No<br> Report to Credit Bureau: Yes<br> Charged Off Details<br> Charged Off Amount: $536.28<br> Charged Off Date: 11/22/2022<br> </td> <td> Suggested Reserve:<b> 0.00</b> </td> </tr> </table> Balance Original Loan Amount: $3,660.00 Current Balance: $536.28 First United Bank Account Inquiry - Consumer Non RE 365 520215511 - Herschel C Hawkins - ConsumerNon RE 365 Loan Conversion Date: EXHIBIT C PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No</th> <th>Call / Coll</th> <th>Account</th> <th>Officer</th> <th>Initials</th> </tr> <tr> <td>$35,810.00</td> <td>02-28-2022</td> <td>03-08-2026</td> <td>403352601</td> <td>4A / 10B</td> <td>HAA8966</td> <td>DCB</td> <td></td> </tr> </table> References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "****" has been omitted due to text length limitations. Borrower: Herschel Curtis Hawkins 1009 E Quail Rd Lane, OK 74555 Lender: First United Bank and Trust Co. Colbert Community Bank 101 Burney PO Box 340 Colbert, OK 74733 Principal Amount: $35,810.00 Date of Note: February 28, 2022 PROMISE TO PAY. Herschel Curtis Hawkins ("Borrower") promises to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Thirty-five Thousand Eight Hundred Ten & 00/100 Dollars ($35,810.00), together with interest on the unpaid principal balance from February 28, 2022, calculated as described in the "INTEREST CALCULATION METHOD" paragraph using an interest rate of 8.490% per annum based on a year of 360 days, until paid in full. The interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. Borrower will pay this loan in 47 payments of $886.45 each payment and an irregular last payment estimated at $886.52. Borrower's first payment is due April 8, 2022, and all subsequent payments are due on the same day of each month after that. Borrower's final payment will be due on March 8, 2026, and will be for all principal and all accrued interest not yet paid. Payments include principal and interest, unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; and then to any unpaid collection costs. Borrower will pay Lender at Lender's address shown above or at such other place as lender may designate in writing. LATE CHARGE. If a payment is 10 days or more late, Borrower will be charged 5.000% of the unpaid portion of the regularly scheduled payment or $22.50, whichever is greater. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 365/360 basis; that is, by applying the ratio of the interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. Borrower agrees that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be subject to refund upon early payment (whether voluntary or as a result of default), except as otherwise required by law. Except for the foregoing, Borrower may pay without penalty all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, relieve Borrower of Borrower's obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and will result in Borrower's making fewer payments. Borrower agrees not to send Lender payments marked "paid in full," "without recourse," or similar language. If Borrower sends such a payment, Lender may accept it without losing any of Lender's rights under this Note, and Borrower remains obligated to pay any further amount owed to Lender. All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes "payment in full" of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: First United Bank and Trust Co., Colbert Community Bank, 101 Burney, PO Box 340, Colbert, OK 74733. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the interest rate on this Note shall be increased to 21.000% per annum based on a year of 360 days. However, in no event will the interest rate exceed the maximum interest rate limitations under applicable law. DEFAULT. Each of the following shall constitute an event of default ("Event of Default") under this Note: Payment Default. Borrower fails to make any payment when due under this Note. Other Defaults. Borrower fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any of the related documents or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. Default in Favor of Third Parties. Borrower or any Grantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note or any of the related documents. False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. Death or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business, the insolvency of Borrower, the appointment of a receiver for any part of Borrower's property, any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Borrower. Creditor or Forfeiture Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral securing the loan. This includes a garnishment of any of Borrower's accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding, in an amount determined by Lender, in its sole discretion, as being an adequate reserve or bond for the dispute. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the Indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or performance of this Note is impaired. Insecurity. Lender in good faith believes itself insecure. Cure Provisions. If any default, other than a default in payment, is curable and if Borrower has not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured by Borrower, after Lender sends written notice to Borrower demanding cure of such default: (1) cures the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and thereafter continues and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. Upon default, Lender may declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due, and then Borrower will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount. This includes, subject to any limits under applicable law, Lender's attorneys' fees and Lender's legal expenses, whether or not there is a lawsuit including without limitation all attorneys' fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and appeals. If not prohibited by applicable law, Borrower also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and Borrower hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or Borrower against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of Oklahoma. CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender's request to submit to the jurisdiction of the courts of Bryan County, State of Oklahoma. DISHONORED ITEM FEE. Borrower will pay a fee to Lender of $25.00 if Borrower makes a payment on Borrower's loan and the check or other payment order including any preauthorized charge with which Borrower pays is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all Borrower's accounts with Lender (whether checking, savings, or some other account). This includes all accounts Borrower holds jointly with someone else and all accounts Borrower may open in the future. However, this does not include any IRA or Keogh accounts, or any trust accounts for which setoff would be prohibited by law. Borrower authorizes Lender, to the extent permitted by applicable law, to charge or setoff all sums owing on the indebtedness against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. COLLATERAL. Borrower acknowledges this Note is secured by the following collateral described in the security instrument listed herein: (A) a Commercial Security Agreement dated February 28, 2022 made and executed between Herschel Curtis Hawkins and Lender on collateral described as: a motor vehicle, a trailer and 1988 Hyster Low Boy Trailer (SN 28246237). SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Borrower may notify Lender if Lender reports any inaccurate information about Borrower's account(s) to a consumer reporting agency. Borrower's written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Altin Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, waive presentment, demand for payment, and notice of disavow. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signed this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability.* All such parties agree that Lender can sell or assign (repeatedly and for any length of time) this loan or release any party or guarantor or collateral; or impair, fail to realize upon or perfect Lender's security interest in the collateral; and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. BORROWER AGREES TO THE TERMS OF THE NOTE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: X Herschel Curtis Hawkins Account Inquiry - Commercial NonRE 360 403362601 - Herschel C Hawkins - Commercial NonRE 360 Account Account Name and Address Payment Address Line 1: Herschel C Hawkins Payment Due Date: 08/08/2022 Bad Address Payment Amount: $886.45 Principal & Interest Amount: $886.45 Escrow Payment Amount: $0.00 Current Due: $0.00 Past Due Amount: $0.00 Number of Days Past Due: 773 Total Amount Due: $27,531.33 Balance Current Balance: $18,017.74 Partial Paid Amount: $0.00 Interest Accrued: $2,208.58 Late Charge Due: $398.88 Other Charges: $5,097.82 Payment Frequency (Term): 1 Payment Frequency (Units): M - Months Dates Original Loan Amount: $35,810.00 Original Loan Date: 02/28/2022 Maturity Date: 03/08/2026 Last Maintenance Date: 01/08/2024 Loan Term: 48 Loan Term (Units): M - Months Payments Remaining: 44 Loan Conversion Date: Interest Daily Accrual: $4.24918 Interest Base: 2 - Interest accrued on 365/360 Interest Paid YTD: $0.00 Secondary Interest Accrued: $1,808.31 Interest Paid to Date: 07/15/2022 Collateral Collateral: 108 - Large Commercial Trucks Force Placed Insurance Force Placed Insurance: Rate Interest Rate: 8.490000 % Rate Review Date: Reserve Details Suggested Reserve: 0.00 Payoff Current Payoff: $27,531.33 Payoff Good Thru Date: 09/20/2024 Payoff Pending Flag: No Internal Officer: DCB - Dillon Bowen Loan Type: C1 - Commercial NonRE 360 Community Bank: 4 - FUB - Colbert Restructured Loan: No Report to Credit Bureau: No Charge Off Details Charged Off Amount: $11,885.34 Charged Off Date: 05/03/2023 Account Inquiry - Commercial NonRE 360 403362601 - Herschel C Hawkins - Commercial NonRE 360 9/20/2024 PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No.</th> <th>Cell / Cell</th> <th>Account</th> <th>Officer</th> <th>Initials</th> </tr> <tr> <td>$4,300.00</td> <td>03-22-2022</td> <td>03-22-2023</td> <td>403367360</td> <td>4A / 100</td> <td>HAA8956</td> <td>DCB</td> <td></td> </tr> </table> References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing [****] has been omitted due to text length limitations. Borrower: Herschel Hawkins 1009 E Quall Rd Lane, OK 74555 Lender: First United Bank and Trust Co. Calbert Community Bank 101 Burney PO Box 340 Calbert, OK 74733 Principal Amount: $4,300.00 Date of Note: March 22, 2022 PROMISE TO PAY. Herschel Hawkins ("Borrower") promises to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Four Thousand Three Hundred & 99/100 Dollars ($4,300.00), together with interest on the unpaid principal balance from March 22, 2022, until its maturity as described in the "INTEREST CALCULATION METHOD" paragraph using an Interest rate of 8.996% per annum based on a year of 360 days, until paid in full. The Interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. Borrower will pay this loan in one principal payment of $4,300.00 plus interest on March 22, 2023. This payment due on March 22, 2023, includes all principal and all accrued interest not yet paid. Unless otherwise agreed or required by applicable law, payments will be applied first to any unpaid collection costs, then to payment of interest and then to any unpaid principal balance. Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate hereafter. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 365/360 basis; that is, by applying the ratio of the interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. Borrower agrees that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be refunded upon early loan repayment (whether voluntary or as a result of default), except as otherwise required by law. Except for the foregoing, Borrower may pay this Note in advance and at any time before the principal amount owed is overdue, not less than six months after the date of this Note. Such early payment will be made by cash, cashier's check, certified check or bank cashier's check payable directly to Lender. Any early payment will reduce the principal balance due. Borrower agrees not to send Lender payments marked "Postage Due", without postage, or through the US Postal Service, unless otherwise agreed in writing between Borrower and Lender. Borrower must notify Lender if Borrower intends to make an early payment of this Note. Borrower agrees to notify Lender in writing if Borrower intends to make an early payment of this Note. If Borrower fails to notify Lender in writing of Borrower's intention to make an early payment within ten (10) calendar days prior to the payment date, Lender may refuse to accept Borrower's payment. Borrower will remain obligated to pay any further amounts owed on this Note. All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment cannot be treated as payment in full of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: First United Bank and Trust Co., Calbert Community Bank, 101 Burney, PO Box 340, Calbert, OK 74733 LATE CHARGE. Borrower agrees to pay $10.00 times the number of days late after the loan becomes 30 days past due or past maturity. BALLOON LOAN. This loan is payable in full on the maturity date specified above. You must repay the entire principal balance of the loan and any other balance owed. Lender is under no obligation to refinance the loan at that time. You will, therefore, be required to make payment out of other assets that you may own. You may have to find a lender, which may be the lender you have this loan with, willing to lend you the money. If you refinance this loan at maturity, you may have to pay some or all of the closing costs normally associated with a new loan even if you obtain refinancing from such lender. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the interest rate on this Note shall be increased to 24.00% per annum based on a year of 360 days. However, in no event will the interest rate exceed the maximum interest rate limitations under applicable law. DEFAULT. Each of the following shall constitute an event of default ("Event of Default") under this Note: Payment Default. Borrower fails to make any payment when due under this Note. Other Defaults. Borrower fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any of the related documents, or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. Default In Favor of Third Parties. Borrower or any Guarantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person, that may materially affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note or any of the related documents. False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false thereafter at any time. Death or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business, the insolvency of Borrower, the appointment of a receiver for any part of Borrower's property, any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency law against Borrower. Creditor or Foreclosure Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any creditor or Borrower or by any governmental agency against any collateral securing the loan. This Event of Default is a guarantee of all of Borrower's accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute regarding the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of such dispute and afterwards deposits with Lender monies or a sufficiency bond for the creditor or forfeiture proceeding, in an amount determined by Lender, in its sole discretion, as being an adequate reserve for the dispute. Events Affecting Guaranty. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the Indebtedness evidenced by this Note. Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or performance of this Note is impaired. Insecurity. Lender in good faith believes itself insecure. Cure Provisions. If any default, other than a default in payment, is curable and if Borrower has not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured if Borrower, after Lender sends written notice to borrow such remedial cure at such default: (1) cures the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately initiates steps which, in Lender's sole discretion, to be sufficient to cure the default and thereafter continues and completes at reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. Upon default, Lender may declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due, and then Borrower will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount. This includes, subject to any limits under applicable law, Lender's attorney's fees and Lender's legal expenses, whether or not Lender is a lawyer, including without limitation all attorneys' fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay injunction), and appeals. If not prohibited by applicable law, Borrower also will pay any cost, fees, or charges in addition to all other sums provided by law. JURY WAIVER. Lender and Borrower hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or Borrower against the other. PROMISSORY NOTE (Continued) Loan No: 403367360 GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflict of law provisions. This Note has been accepted by Lender in the State of Oklahoma. CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender's request to submit to the jurisdiction of the courts of Bryan County, State of Oklahoma. DISHONORED ITEM FEE. Borrower will pay a fee to Lender of $25.00 if Borrower makes a payment on Borrower's loan and the check or other payment order including any unauthorized charge with which Borrower pays is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all Borrower's accounts with Lender (whether checking, savings, or some other account). This includes all accounts Borrower holds jointly with someone else and all accounts Borrower may maintain in the future. However, this does not include any IRA or Keogh accounts, or any trust accounts for which setoff would be prohibited by law. Borrower authorizes Lender, to the extent permitted by applicable law, to charge or setoff all sums owing on the debt against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. COLLATERAL. This loan is unsecured. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Borrower may notify Lender if Lender receives inaccurate information about Borrower's account(s) to a consumer reporting agency. Borrower's written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Attn: Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, waives presentment, demand for payment, and notice of dishonor. Upon any change in the terms of this Note, and upon any modification in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All parties agree that Lender may demand or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral or impair, fail to realize upon or perfect Lender's interest in any collateral; and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this Note without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. BORROWER AGREES TO THE TERMS OF THE NOTE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: [signature] Account Inquiry - Commercial NonRE 360 403367360 - Herschel C Hawkins - Commercial NonRE 360 Account <table> <tr> <th>Account Name and Address</th> <th>Payment</th> <th>Collateral</th> <th>Force Placed Insurance</th> </tr> <tr> <td>Address Line 1: Herschel C Hawkins <b>Bad Address</b></td> <td>Payment Due Date: 03/22/2023<br>Payment Amount: $0.00<br>Principal & Interest Amount: $0.00<br>Escrow Payment Amount: $0.00<br>Current Due: $0.00<br>Past Due Amount: $0.00<br><i>Number of Days Past Due:</i> 547<br>Total Amount Due: $6,243.39<br>Partially Paid Amount: $0.00<br>Payment Type: 5 - Loan is single payment at maturity basis<br>Late Charge Due: $170.00<br>Other Charges: $0.00<br>Payment Frequency (Term): 1<br>Payment Frequency (Units): M - Months</td> <td>Collateral: 100 - Unsecured<br>Rate Interest Rate: 21.000000 %<br>Rate Review Date: <br>Payoff Current Payoff: $6,243.39<br>Payoff Good Thru Date: 09/20/2024<br>Payoff Pending Flag: No</td> <td>Force Placed Insurance:<br>Reserve Details Suggested Reserve: 0.00</td> </tr> </table> Balance Current Balance: $4,300.00 Interest Accrued: $524.25 Late Charge Due: $170.00 Other Charges: $0.00 Dates Original Loan Amount: $4,300.00 Original Loan Date: 03/22/2022 Maturity Date: 03/22/2023 Last Maintenance Date: 06/30/2023 Loan Term: 12 Loan Term (Units): M - Months Payments Remaining: 1 Loan Conversion Date: <table> <tr> <th>Interest</th> <th></th> <th></th> <th></th> </tr> <tr> <td>Original Loan Amount:</td> <td>$4,300.00</td> <td>Daily Accrual:</td> <td>$2.50833</td> </tr> <tr> <td>Original Loan Date:</td> <td>03/22/2022</td> <td>Interest Base:</td> <td>2 - Interest accrued on 365/360</td> </tr> <tr> <td>Maturity Date:</td> <td>03/22/2023</td> <td>Interest Paid YTD:</td> <td>$0.00</td> </tr> <tr> <td>Last Maintenance Date:</td> <td>06/30/2023</td> <td>Secondary Interest Accrued:</td> <td>$1,249.14</td> </tr> <tr> <td>Loan Term:</td> <td>12</td> <td>Interest Paid to Date:</td> <td>03/23/2022</td> </tr> <tr> <td>Loan Term (Units):</td> <td>M - Months</td> <td>Rate Index:</td> <td></td> </tr> <tr> <td>Payments Remaining:</td> <td>1</td> <td>Rate Review Frequency:</td> <td>0</td> </tr> <tr> <td>Loan Conversion Date:</td> <td></td> <td>Rate Review Frequency (Units):</td> <td></td> </tr> </table> Internal Officer: DCB - Dillon Bowen Loan Type: C1 - Commercial NonRE 360 Community Bank: 4 - FUB - Colbert Restructured Loan: No Report to Credit Bureau: No Charge Off Details Charged Off Amount: $4,300.00 Charged Off Date: 05/11/2023 EXHIBIT E UFirstUnited® PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No.</th> <th>Cell / Cell 80 / 100</th> <th>Account</th> <th>Officer</th> <th>Initials</th> </tr> <tr> <td>$615.00</td> <td>04-01-2022</td> <td>05-02-2023</td> <td>520276567</td> <td>60 / 100</td> <td>HAB003</td> <td>SKP</td> <td></td> </tr> <tr> <td colspan="8">References in the boxes above are for Lender’s use only and do not limit the applicability of this document to any particular loan or item.</td> </tr> <tr> <td colspan="8">Any item above containing “—” has been omitted due to test length limitations.</td> </tr> </table> Borrower: Dakota Hawkins PO Box 505 Caddo, OK 74729-0605 Cosigner: Harshel C. Hawkins PO Box 505 Caddo, OK 74729-0605 Lender: First United Bank and Trust Co. Center Community Bank 101 Durant, PO Box 340 Colbert, OK 74733 Principal Amount: $615.00 Interest Rate: 17.980% Date of Note: April 1, 2022 PROPRIETARY AND CONFIDENTIALITY. This Note is proprietary and confidential information of the borrower. All information contained herein shall not be disclosed by the borrower or anyone associated with the borrower without the written consent of the lender. REFERENCES TO THIS NOTE. References to this Note are made by the borrower at Lender’s sole discretion. The borrower shall not have any ability to amend or modify the terms of this Note without Lender’s written consent. Any such modification or amendment shall be binding upon both parties hereto. PAYMENT PROVISIONS. Borrower promises to pay all principal and interest owed under this Note at the following intervals: <table> <tr> <th>PAYMENT INTERVAL</th> <th>AMOUNT</th> </tr> <tr> <td>1st payment</td> <td>Estimated $52.48</td> </tr> <tr> <td>Subsequent payments</td> <td>Each payment will be calculated as follows:</td> </tr> <tr> <td></td> <td>(Unpaid principal balance) + (Unpaid interest) ÷ (Number of payment intervals remaining)</td> </tr> </table> All payments shall be made in cash or by electronic funds transfer to the Lender’s account indicated in this Note. If any payment is not received by its due date, the unpaid amount shall be considered overdue and a late charge may be assessed. Borrower agrees that if any payment is not received within five business days after its due date, Lender may declare all outstanding amounts due immediately due and payable in full. INTEREST CALCULATION METHOD. Interest on this Note is computed at a 3852/63% simple interest basis; that is, by applying the rate of the interest over the number of days in a year (365 for all years, including leap years), multiplied by the outstanding principal balance, multiplied by the actual number of days remaining until the balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. Borrower agrees that all fees and other prepayment charges are earned fully as of the date of the loan and will not be refunded to me upon early payment (whether voluntary or as a result of default) unless otherwise required by law. Except for the foregoing, I may not pay off or prepay my obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and accrue in my favor, but I agree not to send Lender payments marked “paid in full”, “without recourse”, or similar language. If I send such a payment, Lender may notify without restriction or liability, the recipient of this Note, and it will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed payments or early payment interest shall satisfy the payment constitutes “payment in full” of the amount owed or that is tendered with either conditions or restrictions of any kind. All requests must be mailed or delivered to: First United Bank and Trust Co., Attn: Loan Operations, PO Box 130 Durant, OK 74702-0130. LATE CHARGE. If a payment is 11 days or more late, I will be charged 5.000% of the unpaid portion of the regularly scheduled payment or $27.00, whichever is greater. However, Lender may change the maximum delinquency charge authorized by law as it may be increased during the term of this loan. INTEREST AFTER DEFAULT. If Lender declares my entire loan immediately due after a default, or upon final maturity, then the total sum due under this Note will accrue interest from the date of acceleration or maturity at the interest rate under this Note until paid in full. DEFAULT. I will be in default under this Note if any of the following happen: Payment Default. I fail to make any payment when due under this Note. Breach Other Promises. I break any promises made to Lender or fail to perform promptly at the time and strictly in the manner provided in this note or in any agreement related to this Note, or in any other agreement or loan I have with Lender. Default in Favor of Third Parties. I or any Guarantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of my property or my ability to meet this Note or perform my obligations under this Note or any of the related documents. False Statements. Any representation or statement made or furnished to Lender by me or on my behalf under this Note or the related documents is false or misleading in any respect, either now or at the time made or furnished. Death or Insolvency. Any Borrower dies or becomes insolvent, a receiver is appointed for any part of my property, I make an assignment for the benefit of creditors, or any proceeding is commenced against me by or on account of any bankruptcy or insolvency laws. Taking of the Property. Any creditor or governmental agency files to take an interest in any of my property, including any lien holder in which Lender has a lien. This includes taking of garnishment or levying on my accounts with Lender. However, if I disprove or good faith whether the claim on which the taking of the property is based is valid or reasonable, and if I give Lender written notice of the claim and furnish Lender with notice or a surety bond satisfactory to Lender to satisfy the claim, then this Default provision will not apply. Event Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of my obligations hereunder, any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guarantee of the indebtedness evidenced by this Note. Cure Provisions. If any default, other than a default caused by Lender, is not cured, and I am not given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be said if, after Lender sends written notice to me demanding cure of such default: (1) cure the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, reasonably initiate steps which Lender deems in Lender’s sole discretion to be sufficient to cure the default and thereafter continue and complete all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER’S RIGHTS. If I am in default, Lender may, in addition to any other rights Lender has declared my entire loan immediately due, without notice. I will then pay Lender the unpaid part of the Principal Amount, any interest that is earned but unpaid, and any reasonable collection costs. ATTORNEYS’ FEES; EXPENSES. Lender may hire or pay someone else who is not Lender’s salaried employee to help collect this Note if I do not pay. I will pay Lender that amount. This includes Lender’s attorneys’ fees, however not to exceed fifteen percent (15%) of the unpaid debt and the costs of any action or proceeding, even though there is a lawsuit, including without limitation all attorneys’ fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and appeals. If not prohibited by applicable law, I also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and I hereby waive the right to any jury trial in any action, proceeding, or countersuit brought by either Lender or me against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of Oklahoma. DISHONORED ITEM FEE. I will pay a fee to Lender of $25.00 if I make a payment on my loan and the check or other payment order including any preauthorized charge with which I pay is later dishonored. AUTHORITY OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether checking, savings, or other similar accounts). This includes all accounts I hold jointly with someone else and all accounts I may open in the future. However, this authority includes IRA, Keogh accounts, or any trust accounts for which setoff would be prohibited by law. I authorize Lender, to the extent permitted by applicable law, to charge or offset all sums owing on the debt against any and all such accounts, and, at PROMISSORY NOTE (Continued) Loan No: 520276567 Lender’s option, to administratively freeze all such accounts to allow Lender to protect Lender’s charge and setoff rights provided in this paragraph. COLLATERAL. Collateral securing other loans with Lender may also secure this loan. To the extent collateral previously has been given to Lender by any person which may secure this loan, whether directly or indirectly, it is specifically agreed that, to the extent permitted by law, all such collateral consisting of household goods will not secure this loan. In addition, if any collateral requires the giving of a right of redemption under Truth in Lending for this loan, such collateral also will not secure this loan unless and until all required notices of that right have been given. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon me, and upon my heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. I may notify Lender if Lender reports any inaccurate information about my account(s) to a consumer reporting agency. My written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Attn Loan Operations PO Box 135 Durant, OK 74702-0135 GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcement of any of the terms or remedies under this Note without losing them. I and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, shall not be bound by any agreement, demand, far pittance, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signed this Note, whether borrower, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lender may renew or extend repeatedly and for any length of time this Note, or modify or alter this Note, guarantee by consent, or impair, fail to release upon or perfect Lender’s security interest in the collateral. All such parties also agree that Lender may modify this loan without the consent of persons to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. This means that the words “I”, “me”, and “my” mean each and all of the persons signing below. PRIOR TO SIGNING THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE AND THE NOTICE TO COSIGNER SET FORTH BELOW. I AGREE TO THE TERMS OF THE NOTE. I ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. Borrower: [Signature] Christa Hawkins Cosigner: [Signature] Heather C. Hawkins NOTICE TO COSIGNER You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn’t pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount of the debt if the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount. The lender can collect this debt from you without first trying to collect from the borrower. The lender can use the same collection methods against either party used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of YOUR credit record. This notice is not the contract that makes you liable for the debt. Account Inquiry - Consumer Non RE 365 520276567 - Dakota Hawkins - Consumer Non RE 365 Account <table> <tr> <th>Account Name and Address</th> <th>Payment</th> <th>Collateral</th> <th>Force Placed Insurance</th> <th></th> </tr> <tr> <td>Dakota Hawkins<br><i>Bad Address</i></td> <td> Payment Due Date: <b>09/02/2022</b><br> Payment Amount: $52.45<br> Principal & Interest Amount: $52.45<br> Escrow Payment Amount: $0.00<br> Current Due: $0.00<br> Past Due Amount: $0.00<br> Number of Days Past Due: 748<br> Total Amount Due: $662.57<br> Partially Paid Amount: $0.00<br> Payment Type: 0 - Scheduled payment includes accrued int.<br> Interest Accrued: $15.85<br> Late Charge Due: $54.00<br> Other Charges: $0.00 </td> <td> Collateral: <b>100 - Unsecured</b><br> Rate<br> Interest Rate: <b>17.980000 %</b><br> Rate Review Date: </td> <td> Force Placed Insurance: </td> <td rowspan="4"> Reserve Details<br> Suggested Reserve: <b>0.00</b> </td> </tr> <tr> <td rowspan="1"></td> <td rowspan="1">Balance:</td> <td rowspan="1">Original Loan Amount: $615.00<br>Current Balance: $440.86</td> <td rowspan="1">Payoff</td> <td rowspan="1">Current Payoff: $662.57<br>Payoff Good Thru Date: 09/20/2024<br>Payoff Pending Flag: No</td> </tr> <tr> <td rowspan="1"></td> <td rowspan="1">Dates</td> <td rowspan="1">Daily Accrual: $0.21657<br>Interest Base: 0 - Interest accrued on 365/365<br>Interest Paid YTD: $0.00<br>Secondary Interest Accrued: $151.86<br>Interest Paid to Date: 08/09/2022<br>Rate Index: <b>0</b><br>Rate Review Frequency: 0<br>Payments Remaining: 9</td> <td rowspan="1">Internal</td> <td rowspan="1">Officer: SKP - Shane Patterson<br>Loan Type: IC - Consumer Non RE 365<br>Community Bank: 4 - FUB - Colbert<br>Restructured Loan: No<br>Report to Credit Bureau: Yes</td> </tr> <tr> <td rowspan="1"></td> <td rowspan="1">Loan Term:</td> <td rowspan="1">Loan Term (Units): M - Months<br>Payments Remaining: 9</td> <td rowspan="1">Charged Off Details</td> <td rowspan="1">Charged Off Amount: $440.86<br>Charged Off Date: 10/21/2022</td> </tr> </table> First United Bank Account Inquiry - Consumer Non RE 365 520276567 - Dakota Hawkins - Consumer Non RE 365 Loan Conversion Date: FirstUnited PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No</th> <th>Call / Cell</th> <th>Account</th> <th>Officer</th> <th>Initials</th> </tr> <tr> <td>$65,292.19</td> <td>04-27-2022</td> <td>05-06-2027</td> <td>403375074</td> <td>4A / 112</td> <td>HAA8966</td> <td>SKP</td> <td></td> </tr> </table> References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular item or item. Any item above containing ------ has been omitted due to text length limitations. Borrower: Herschel Curtis Hawkins PO Box 505 Cadeo, OK 74729-0505 Lender: First United Bank and Trust Co. Colbert Community Bank 101 Barney PO Box 340 Colbert, OK 74733 Principal Amount: $65,292.19 Date of Note: April 27, 2022 PROMISE TO PAY. Herschel Curtis Hawkins ("Borrower") promises to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Sixty-five Thousand Two Hundred Ninety-two & 19/100 Dollars ($65,292.19), together with interest on the unpaid principal balance from April 27, 2022, calculated as described in the "INTEREST CALCULATION METHOD" paragraph using an interest rate of 8.240% per annum based on a year of 360 days, until paid in full. The interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. Borrower will pay this loan in 59 payments of $1,338.17 each payment and an irregular last payment estimated at $1,338.28. Borrower's first payment is due on May 6, 2027, and subsequent payments are due on the same day of each month after that. Borrower's final payment will be due on May 6, 2037, and will be for the principal of any amount owed not yet paid. Payments include principal and interest. Unless otherwise agreed or required by applicable law, payments will be applied first to principal and unpaid interest; then to principal; and then to any unpaid collection costs. Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate in writing. LATE CHARGE. If a payment is 10 days or more late, Borrower will be charged 5.000% of the unpaid portion of the regularly scheduled payment or $22.50, whichever is greater. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 360/360 basis; that is, by applying the ratio of the interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. Borrower agrees that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be subject to refund upon early payment (whether voluntary or as a result of default), except as otherwise required by law. Except for the following, Borrower may pay without penalty all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, save Borrower from any subsequent payments that become due and payable under this Note. Borrower agrees not to send Lender payments marked "paid in full," without recourse," or similar language. If Borrower sends such a payment, Lender may, but is not obliged to treat the payment as payment in full of the amount owed or tendered with either consideration for the note or as payment in lieu of remainder must be mailed or delivered to: First United Bank and Trust Co., Colbert Community Bank, 101 Barney, PO Box 340, Colbert, OK 74733. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the interest rate on this Note shall be increased to 21.000% per annum based on a year of 360 days. However, in no event will the interest rate exceed the maximum interest rate limitations of applicable law. DEFAULT. Each of the following shall constitute an event of default ("Event of Default") under this Note: Payment Default. Borrower fails to make any payment when due under this Note. Other Defaults. Borrower fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any agreement or documents related thereto or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. Default in Favor of Third Parties. Borrower or any Guarantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note or any of the related documents. False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. Event or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business, the insolvency of Borrower, the appointment of a receiver or any part of Borrower's property, any assignment for the benefit of creditors, any type of creditor or forbearance proceeding, or the commencement of any proceeding under any bankruptcy, insolvency law or against Borrower. Credit or Foreclosure Proceeding. Commencement of, foreclosure or forbearance proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any creditor of Borrower or by the government, or any event or proceeding affecting this Note. This includes a garnishment of any of Borrower's accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forbearing proceeding. If Borrower gives Lender written notice of the creditor or forbearance proceeding and deposits with Lender monies or a surety bond for the creditor or forbearance proceeding, in an amount determined by Lender, in its sole discretion, as being an adequate reserve or bond for the dispute. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness of any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or payment of this Note is impaired. Insecurity. Lender no longer believes itself secure. Cure Provisions. If any default, other than a default in payment, is curable and if Borrower has not been given a notice of a breach of the same provision of this Note within twelve (12) months, it may be cured if Borrower, after Lender sends written notice to Borrower demanding cure of such default: (1) cures such default within thirty (30) days after Lender sends such notice; or (2) on request more than fifteen (15) days, immediately initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure such default and thereafter continues and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. Upon default, Lender may declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due, and then Borrower will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount or his expenses to any limits under applicable law. Lender's attorneys' fees and Lender's legal expenses, whether or not there is a lawsuit, including without limitation all attorney fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and appeals, if not prohibited by applicable law, Borrower also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and Borrower hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or Borrower against the other. GOVERNING LAW. THIS NOTE WILL BE GOVERNED BY FEDERAL LAW APPLICABLE TO LENDER AND, TO THE EXTENT NOT PREEMPTED BY FEDERAL LAW, THE LAWS OF THE STATE OF OREGON WITHOUT REGARD TO ITS CONFLICTS OF LAW PROVISIONS. THIS NOTE HAS BEEN ACCEPTED BY LENDER IN THE STATE OF OKLAHOMA. PROMISSORY NOTE (Continued) Loan No: 403375074 CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender's request to submit to the jurisdiction of the courts of Bryan County, State of Oklahoma. DISHONORED ITEM FEE. Borrower will pay a fee to Lender of $25.00 if Borrower makes a payment on Borrower's loan and the check or other payment order including any preauthorized charge with which Borrower pays is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all Borrower's accounts with Lender (whether shared accounts or sole accounts). This includes all accounts Borrower holds jointly with someone else and all accounts Borrower may open in the future. However, this setoff right does not include any savings accounts or trust accounts for which setoff would be prohibited by law. Borrower authorizes Lender, to the extent permitted by applicable law, to charge or setoff all sums owing on the indebtedness against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. COLLATERAL. Borrower acknowledges this Note is secured by the following collateral described in the security instrument filed herein: (A) a Commercial Security Agreement dated April 27, 2022 made and executed between Herschel Curtis Hawkins and Lender on collateral described as 2006 Caterpillar DSN GP Bagger (BMA29519). PRIOR NOTE. Renewal of existing FLOAT Loan #403385708 (orig. 2022). SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, administrators and assigns, and shall inure to the benefit of Lender and its successors and assignees. NOTIFY US IF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Borrower may notify Lender if Lender reports any inaccurate information about Borrower's account(s) to a consumer reporting agency. Borrower's written notice describing the specific inaccuracy(ies) could be sent to Lender at the following address: First United Bank and Trust Co Attn Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may eneay or agree enjoining any of its rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, or the amount allowed by law, were presented, demand for payment, and notice of disbursement. Upon any change in the terms of this Note, and unless otherwise agreed upon in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such persons are liable throughout the term of this Note and (perpetually and for any length of time) this loan or release any party or guarantor or collateral; or impair, fail to realize upon or perfect Lender's security interest in such collateral; and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may remedy this note without consent or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. BORROWER AGREES TO THE TERMS OF THE NOTE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: [Signature] Herschel Curtis Hawkins Account Inquiry - Commercial NonRE 360 403375074 - Herschel C Hawkins - Commercial NonRE 360 Account Account Name and Address Payment Collateral Force Placed Insurance Address Line 1: Herschel C Hawkins Bad Address Payment Due Date: 08/06/2022 Collateral: 112 - Business Equipment Force Placed Insurance: Payment Amount: $1,338.17 Principal & Interest Amount: $1,338.17 Escrow Payment Amount: $0.00 Current Due: $0.00 Past Due Amount: $0.00 Number of Days Past Due: 775 Rate Interest Rate: 8.240000 % Rate Review Date: Balance Current Balance: $43,792.77 Partially Paid Amount: $0.00 Interest Accrued: $4,463.83 Payment Type: 0 - Scheduled payment includes accrued int. Late Charge Due: $669.10 Other Charges: $0.00 Payment Frequency (Term): 1 Payment Frequency (Units): M - Months Dates Original Loan Amount: $65,292.19 Daily Accrual: $10.02367 Original Loan Date: 04/27/2022 Interest Base: 2 - Interest accrued on 365/360 Maturity Date: 05/06/2027 Interest Paid YTD: $0.00 Last Maintenance Date: 06/30/2023 Secondary Interest Accrued: $4,936.77 Loan Term: 60 Loan Term (Units): M - Months Payments Remaining: 58 Rate Index: Rate Review Frequency: 0 Rate Review Frequency (Units): Payoff Current Payoff: $53,862.47 Payoff Good Thru Date: 09/20/2024 Payoff Pending Flag: No Reserve Details Suggested Reserve: 0.00 Internal Officer: SKP - Shane Patterson Loan Type: C1 - Commercial NonRE 360 Community Bank: 4 - FUB - Colbert Restructured Loan: No Report to Credit Bureau: No Charge Off Details Charged Off Amount: $45,392.77 Charged Off Date: 05/17/2023 Exhibit G PROMISSORY NOTE <table> <tr> <th>Principal</th> <th>Loan Date</th> <th>Maturity</th> <th>Loan No</th> <th>Call / Coll Req</th> <th>Account HAA8966</th> <th>Officer SKP</th> <th>Initials</th> </tr> <tr> <td>$44,622.00</td> <td>08-30-2021</td> <td>09-10-2027</td> <td>520249042</td> <td></td> <td></td> <td></td> <td></td> </tr> <tr> <td colspan="8">References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing “****” has been omitted due to text length limitations.</td> </tr> </table> Borrower: Herschel C. Hawkins PO Box 605 Caddo, OK 74729-0605 Lender: First United Bank and Trust Co. Colbert Community Bank 101 Surney PO Box 340 Colbert, OK 74733 Principal Amount: $44,622.00 Interest Rate: 9.990% Date of Note: August 30, 2021 PROMISE TO PAY. I ("Borrower") promise to pay to First United Bank and Trust Co. ("Lender"), or order, in lawful money of the United States of America, the principal amount of Forty-four Thousand Six Hundred Twenty-two & 00/100 Dollars ($44,622.00), together with interest on the unpaid principal balance from August 30, 2021, calculated as described in the "INTEREST CALCULATION METHOD" paragraph using an Interest rate of 9.990% per annum, until paid in full. The Interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT" section. PAYMENT. I will pay this loan in 71 payments of $828.92 each payment and an irregular last payment estimated at $828.79. My first payment is due October 10, 2021, and all subsequent payments are due on the same day of each month after that. My final payment will be due on September 10, 2027, and will be for all principal and all accrued interest not yet paid. Payments include principal and interest. Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; then to any late charges; and then to any unpaid collection costs. I will pay Lender at Lender’s address shown above or at such other place as Lender may designate in writing. INTEREST CALCULATION METHOD. Interest on this Note is computed on a 365/365 simple interest basis; that is, by applying the ratio of the Interest rate over the number of days in a year (365 for all years, including leap years), multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. All interest payable under this Note is computed using this method. PREPAYMENT. I agree that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be refunded to me upon early payment (whether voluntary or as a result of default), except as otherwise required by law. Except for the foregoing, I may pay without penalty all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, relieve me of my obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and may result in my making fewer payments. I agree not to send Lender payments marked "paid in full," "without recourse," or similar language. If I send such a payment, Lender may accept it without losing any of Lender's rights under this Note, and I will remain obligated to pay any other amount owed to Lender. All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes "payment in full" of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: First United Bank and Trust Co., Attn Loan Operations, PO Box 130 Durant, OK 74722-0130. LATE CHARGE. If a payment is 11 days or more late, I will be charged 5.000% of the unpaid portion of the regularly scheduled payment or $22.50, whichever is greater. However, Lender may charge the maximum delinquency charge authorized by law as it may be increased during the term of this loan. INTEREST AFTER DEFAULT. If Lender declares my entire loan immediately due after a default, or upon final maturity, then the total sum due under this Note will accrue interest from the date of acceleration or maturity at the interest rate under this Note until paid in full. DEFAULT. I will be in default under this Note if any of the following happen: Payment Default. I fail to make any payment when due under this Note. Break Other Promises. I break any promise made to Lender or fail to perform promptly at the time and strictly in the manner provided in this Note or in any agreement related to this Note, or in any other agreement or loan I have with Lender. Default in Favor of Third Parties. I or any Grantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of my property or my ability to repay this Note or perform my obligations under this Note or any of the related documents. False Statements. Any representation or statement made or furnished to Lender by me or on my behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished. Death or Insolvency. Any Borrower dies or becomes Insolvent; a receiver is appointed for any part of my property; I make an assignment for the benefit of creditors; or any proceeding is commenced either by me or against me under any bankruptcy or insolvency laws. Taking of the Property. Any creditor or governmental agency tries to take any of the property or any other of my property in which Lender has a lien. This includes taking of, garnishing of or levying on my accounts with Lender. However, if I dispute in good faith whether the claim on which the taking of the property is based is valid or reasonable, and if I give Lender written notice of the claim and furnish Lender with monies or a surety bond satisfactory to Lender to satisfy the claim, then this default provision will not apply. Defective Collateralization. This Note or any of the related documents cease to be in full force and effect (including failure of any collateral document to create a valid and perfected security interest or lien) at any time and for any reason. Collateral Damage or Loss. Any collateral securing this Note is lost, stolen, substantially damaged or destroyed and the loss, theft, substantial damage or destruction is not covered by insurance. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Cure Provisions. If any default, other than a default in payment, is curable and if I have not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured if, after Lender sends written notice to me demanding cure of such default: (1) cure the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately initiate steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and thereafter continue and complete all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. If I am in default, Lender may, in addition to any other rights Lender has declare my entire loan immediately due, without notice. I will then pay Lender the unpaid part of the Principal Amount, any interest that is earned but unpaid, and any reasonable collection costs. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else who is not Lender's salaried employee to help collect this Note if I do not pay. I will pay Lender that amount. This includes Lender's attorneys' fees, however not to exceed fifteen percent (15%) of the unpaid debt after default, and Lender's legal expenses, whether or not there is a lawsuit, including without limitation all attorneys' fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and appeals. If not prohibited by applicable law, I also will pay any court costs, in addition to all other sums provided by law. JURY WAIVER. Lender and I hereby waive the right to any jury trial in any action, proceeding, or counterclaim brought by either Lender or me against the other. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the State of Oklahoma without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of Oklahoma. DISHONORED ITEM FEE. I will pay a fee to Lender of $25.00 if I make a payment on my loan and the check or other payment order including any preauthorized charge with which I pay is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether checking, savings, or some other account). This includes all accounts I hold jointly with someone else and all accounts I may open in the future. However, this does not include any IRA or Keogh accounts, or any trust accounts for which setoff would be prohibited by law. I authorize Lender, to the extent permitted by applicable law, to charge or setoff all sums owing on the indebtedness against any and all such accounts, and, at Lender's option, to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. COLLATERAL. I acknowledge this Note is secured by the following collateral described in the security instrument listed herein: (A) a Consumer Security Agreement dated August 30, 2021 made and executed between Hershel C. Hawkins and Lender on collateral described as a motor vehicle. This Note shall not be secured by any previously granted collateral if doing so would cause this loan or obligation to be subject to the limits on consumer credit extended to service members, their spouse and their dependents, as provided in 10 U.S.C. 987 and its implementing regulations. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon me, and upon my heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. I may notify Lender if Lender reports any inaccurate information about my account(s) to a consumer reporting agency. My written notice describing the specific inaccuracy(ies) should be sent to Lender at the following address: First United Bank and Trust Co Attn Loan Operations PO Box 130 Durant, OK 74702-0130. GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. I and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, waive presentment, demand for payment, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lender may renew or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral; or impair, fail to realize upon or perfect Lender's security interest in the collateral. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. This means that the words "I", "me", and "my" mean each and all of the persons signing below. PRIOR TO SIGNING THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. I AGREE TO THE TERMS OF THE NOTE. I ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. BORROWER: X / Hershel C. Hawkins Payoff 520249042 - Herschel C Hawkins - Consumer Non RE 365 Loan Information Type: Consumer Non RE 365 Current Balance: $6,113.76 Per Sign: $2,777.72 Origination Date: 08/10/2021 Principal Pre Date: 06 00000 Payoff Message: [blank] Summary Information Fee Summary Effective Date: 11/10/2025 Post Payoff <table> <tr> <th>Payment Description</th> <th>Amounts</th> <th>Payoffs</th> </tr> <tr> <td></td> <td>$8,113.76</td> <td>$6,113.76</td> </tr> <tr> <td></td> <td>$1,090.08</td> <td>$1,090.08</td> </tr> <tr> <td></td> <td>$14.56</td> <td>$14.56</td> </tr> <tr> <td>Total Payoff</td> <td>$9,218.40</td> <td>$9,218.40</td> </tr> </table> First United Bank Account Inquiry - Consumer Non RE 365 520249042 - Herschel C Hawkins - Consumer Non RE 365 Account Name and Address Herschel C Hawkins Bad Address Payment Payment Due Date: 06/10/2022 Payment Amount: $828.92 Principal & Interest Amount: $828.92 Escrow Payment Amount: $0.00 Current Due: $0.00 Past Due Amount: $0.00 Number of Days Past Due: 1246 Total Amount Due: $11,393.40 Original Loan Amount: $44,622.00 Current Balance: $8,113.76 Interest Accrued: $3,190.08 Late Charge Due: $82.90 Other Charges: $0.00 Payment Frequency (Term): 1 Payment Frequency (Units): M - Months Collateral Collateral: 102 - Auto Used Force Placed Insurance Force Placed Insurance: Rate Interest Rate: 9.990000 % Rate Review Date: Reserve Details Suggested Reserve: 0.00 Payoff Current Payoff: $11,393.40 Payoff Good Thru Date: 11/10/2025 Payoff Pending Flag: No Internal Officer: RCN008 - Rhyan Newton Loan Type: IC - Consumer Non RE 365 Community Bank: 4 - FUB - Colbert, OK Troubled Loan Modification: No Report to Credit Bureau: Yes Interest Daily Accrual: $2.22072 Interest Base: 0 - Interest accrued on 365/365 Interest Paid YTD: $0.00 Secondary Interest Accrued: $6.66 Interest Paid to Date: 04/11/2022 Loan Term: 72 Loan Term (Units): M - Months Payments Remaining: 64 Rate Index: 0 Rate Review Frequency: 0 Rate Review Frequency (Units): Dates Original Loan Date: 08/30/2021 Last Payment Date: 05/13/2022 Maturity Date: 09/10/2027 Last Maintenance Date: 11/07/2025 Charged Off Details Charged Off Amount: $8,113.76 Charged Off Date: 11/07/2025 Loan Conversion Date: Audit trail Title Herschel Hawkins Petition for signatures.pdf File name Herschel%20Hawkin...%20signatures.pdf Document ID 417e9bdda74b1c1ada6aab84a4f0c9fae846fa0f Audit trail date format MM / DD / YYYY Status • Signed This document was requested from app.clio.com Document History SENT 03 / 02 / 2026 20:14:44 UTC Sent for signature to Jacob Tol ([email protected]) by [email protected] acting on behalf of [email protected] IP: 24.112.14.169 VIEWED 03 / 02 / 2026 22:07:00 UTC Viewed by Jacob Tol ([email protected]) IP: 161.123.91.4 SIGNED 03 / 02 / 2026 22:08:14 UTC Signed by Jacob Tol ([email protected]) IP: 192.34.105.129 COMPLETED 03 / 02 / 2026 22:08:14 UTC The document has been completed.