CS-2026-1452 - LVNV FUNDING LLC v. PAMELA BROOKS

What's This Case About?

Let’s be real: you don’t usually expect a David Lynch-level identity mystery from a $1,370 credit card lawsuit. But buckle up, because in this case, Pamela Brooks isn’t just being sued—she’s being hunted through a labyrinth of shell companies, digital paper trails, and corporate handoffs so convoluted, it makes The Office’s Dunder Mifflin buyout look like a lemonade stand transaction.

Meet Pamela Brooks of Tulsa, Oklahoma—a woman whose name appears exactly once in a 20-page court filing, and yet, somehow, has become the final domino in a financial game of telephone played by debt collectors, LLCs, and corporate entities that don’t even exist in the same state as her. On one side of this legal chessboard: Pamela, presumably just trying to live her life, maybe buy a few things online, possibly forget to pay a bill. On the other? LVNV Funding LLC, a Delaware-registered debt collection agency based in Colorado, suing her for $1,370.02. That’s not even enough to buy a decent used car tire these days—but apparently, it’s enough to trigger a paper avalanche of legal transfers that reads like a Breaking Bad money laundering episode.

So what happened? Let’s rewind. Back in January 2020, Pamela opened a Credit One Bank credit card. Standard fare: low limit, high APR, the kind of card that says “Welcome to credit!” while quietly whispering, “Also, you’re already in over your head.” Fast forward five years. The account, once active, now sits in the digital graveyard of “charged off” status—banker-speak for “we’ve given up on you paying, but we’re not done trying.” The final straw? A statement dated August 16, 2025 (yes, the filing is from the future—or at least typo-ridden), showing a balance of $1,370.02. How’d we get there? A previous balance of $1,303.28, plus $39 in late fees, plus $27.74 in interest. No new purchases. No payments. Just the slow, creeping rot of compound interest and penalty charges, like financial mold growing in the dark corners of an ignored inbox.

The last payment? February 7, 2025. After that—radio silence. The card closed. The debt charged off. Game over? Not even close.

Because here’s where it gets weird. Credit One Bank didn’t just shrug and write off the loss. No, they did what banks do best: they packaged Pamela’s debt—along with thousands of others—into a digital file called CreditOne_Fresh_Resurgent_092025 (sounds like a cryptocurrency scam, but we digress), and sold it. First stop: MHC Receivables, LLC. Then, in a corporate game of hot potato, it bounced to FNB M, LLC, then to Credit Asset Sales LLC, then to Resurgent Acquisitions LLC, and finally—drumroll—to LVNV Funding LLC, the plaintiff in this case. All of this happened between August and September 2025. That’s five different companies, four separate “bills of sale,” and zero interaction with Pamela, who likely had no idea her debt was being auctioned off like a NFT of a sad clown.

And let’s talk about that interest rate: 28.65% APR. That’s not just high—that’s “loan shark with a business license” high. For context, the average credit card APR in 2024 was around 20%. This is the financial equivalent of charging rent on your rent. And the statement itself seems to mock the idea of repayment: “If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance.” Then, in a bizarre twist, it says paying the minimum will clear the balance in one month. One. Month. For a $1,370 balance? That only makes sense if the minimum payment is the entire balance—which it is. The “minimum payment due”? $1,370.02. So either the math is broken, or the whole thing is a trap designed to fail.

Now, why are we in court? LVNV Funding LLC claims Pamela breached her contract by not paying. That’s the legal jargon for “you agreed to pay, you didn’t, now we want the money.” Simple enough. But here’s the catch: LVNV didn’t issue the card. They didn’t lend her the money. They weren’t there when she swiped it at Walmart or Amazon. They’re a third-party debt buyer—a company that profits by purchasing defaulted debts for pennies on the dollar and then suing to collect the full amount. It’s a booming industry, and lawsuits like this are its lifeblood.

What do they want? $1,370.02. Plus court costs. Plus attorney fees. Plus “such other and further relief as the Court may deem proper.” That last part is lawyer-speak for “and maybe a slice of pizza if the judge is feeling generous.” Is $1,370 a lot? In the grand scheme of civil lawsuits, it’s chump change. But for someone living paycheck to paycheck in Tulsa, it’s a car repair, a month’s rent, or a year’s worth of groceries. And yet, the machinery of debt collection rolls on, fueled by automated filings, digital exhibits, and attorneys in Colorado sending form letters to Oklahoma residents who may not even know they’re being sued.

Our take? The most absurd part isn’t the amount. It’s the chain of custody. Pamela Brooks’ debt traveled through more LLCs than a suspicious art forgery. Each company signed a “Bill of Sale” swearing the records were “materially complete and accurate,” even though none of them ever met her, reviewed her application, or handled her account in real time. It’s all data files and digital handoffs—proof that in 2025, your financial life can be reduced to a line in a spreadsheet named CreditOne_Fresh_Resurgent_092025, sold like pork bellies on a commodities exchange.

We’re rooting for transparency. For a system where people know who owns their debt, where interest rates don’t punish poverty, and where a $1,370 bill doesn’t come with a 20-page corporate soap opera attached. But mostly? We’re rooting for Pamela Brooks—because if she loses, she doesn’t just owe money. She becomes a data point in someone else’s profit margin. And that? That’s the real crime here.

(We’re entertainers, not lawyers. This is based on public filings. No real cows were harmed, but several LLCs may have lost their dignity.)

Case Overview

Petition

Jurisdiction

DISTRICT COURT, OKLAHOMA

Filing Attorney

Ashton Dewayne Sears

Nelson and Kennard, LLP

Relief Sought

$1,370 Monetary

Plaintiffs

LVNV FUNDING LLC business
Rep: Nelson and Kennard, LLP

Defendants

PAMELA BROOKS individual

Claims

#	Cause of Action	Description
1	breach of contract	failure to make required monthly payments on a credit account

Petition Text

5,087 words

IN THE DISTRICT COURT OF TULSA COUNTY STATE OF OKLAHOMA LVNV FUNDING LLC, Plaintiff, vs. PAMELA BROOKS Defendant(s). Case No. PETITION COMES NOW the Plaintiff, by and through counsel, Nelson and Kennard, LLP, and herewith alleges the following and seeks redress as hereafter delineated. 1. Plaintiff is a national debt collection agency, which transacts business within the State of Oklahoma. 2. Venue is proper in this County, as the Defendant(s) reside(s) in this County at the commencement of this action, or the contract which is the subject matter of this action was made, executed, and delivered in this County. 3. The last four (4) digits of the Defendant’s account number, used by the original creditor as of the date of default are XXXXXXXXXX0326. 4. Plaintiff’s claim arises when the Defendant(s) opened a credit account and failed to make the required monthly payments as agreed. The credit account charged off for non-payment on 8/17/25, the balance due at time of default is as follows $1,370.02. A true and accurate copy of the last periodic statement provided to the Defendant(s) prior to charge-off is attached hereto as Exhibit 1. A true and accurate copy of the ownership of the credit card account is attached hereto as Exhibit 2. 5. The Defendant(s) breached the Contract by failing to make the required periodic payments. 6. As a direct and proximate result of the Defendant(s) default, the total amount of debt claimed is $1,370.02. 7. The date of the last payment made by the Defendant(s) is February 7, 2025. 8. Plaintiff seeks court costs, and for such further relief as the Court may deem proper in the premises. WHEREFORE, Plaintiff, LVNV FUNDING LLC prays for judgment against the Defendant(s), PAMELA BROOKS in the amount of $1,370.02, plus all costs herein expended, including but not limited to, court costs, sheriff’s fees, and special process server fees, attorney fees; and for such other and further relief as the Court may deem proper in the premises. Dated this January 8, 2026 Nelson and Kennard, LLP By: [signature] Ashton Dewayne Sears, OBA # 35737 12596 W. Bayaud Ave., Ste. 120 Lakewood, CO 80228 Phone: 866-920-2295 [email protected] Attorney for the Plaintiff EXHIBIT 1 CRE[REDACTED] ONE BANK CREDIT CARD STATEMENT Account Number [REDACTED] 0326 July 17, 2025 to August 16, 2025 SUMMARY OF ACCOUNT ACTIVITY <table> <tr> <th> </th> <th> </th> <th> </th> </tr> <tr> <td>Previous Balance</td> <td>$1,303.28</td> <td></td> </tr> <tr> <td>Payments</td> <td>- $0.00</td> <td></td> </tr> <tr> <td>Other Credits</td> <td>- $0.00</td> <td></td> </tr> <tr> <td>Purchases</td> <td>+ $0.00</td> <td></td> </tr> <tr> <td>Balance Transfers</td> <td>+ $0.00</td> <td></td> </tr> <tr> <td>Cash Advances</td> <td>+ $0.00</td> <td></td> </tr> <tr> <td>Fees Charged</td> <td>+ $39.00</td> <td></td> </tr> <tr> <td>Interest Charged</td> <td>+ $27.74</td> <td></td> </tr> <tr> <td>New Balance</td> <td>$1,370.02</td> <td></td> </tr> <tr> <td>Credit Limit</td> <td>$1,000.00</td> <td></td> </tr> <tr> <td>Available Credit</td> <td>$0.00</td> <td></td> </tr> <tr> <td>Statement Closing Date</td> <td>08/16/25</td> <td></td> </tr> <tr> <td>Days in Billing Cycle</td> <td>31</td> <td></td> </tr> </table> PAYMENT INFORMATION <table> <tr> <th> </th> <th> </th> <th> </th> </tr> <tr> <td>New Balance</td> <td>$1,370.02</td> <td></td> </tr> <tr> <td>Past Due Amount</td> <td>$374.01</td> <td></td> </tr> <tr> <td>Amount Due This Period</td> <td>$1,035.01</td> <td></td> </tr> <tr> <td>Minimum Payment Due</td> <td>$1,370.02</td> <td></td> </tr> <tr> <td>Payment Due Date</td> <td>09/12/25</td> <td></td> </tr> </table> Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $39. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: <table> <tr> <th>If you make no additional charges using this card and each month you pay...</th> <th>You will pay off the balance shown on the statement in about...</th> <th>And you will end up paying an estimated total of...</th> </tr> <tr> <td>Only the minimum payment</td> <td>1 month(s)</td> <td>$1,370.00</td> </tr> </table> If you would like a location for credit counseling services, call 1-866-515-5720. Or you may visit www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111. QUESTIONS? Call Customer Service or Report a Lost or Stolen Credit Card 1-877-825-3242 Outside the U.S. Call 1-702-405-2042 Please send billing inquiries and correspondence to: P.O. Box 98873, Las Vegas, NV 89193-8873 TRANSACTIONS <table> <tr> <th>Reference Number</th> <th>Trans Date</th> <th>Post Date</th> <th>Description of Transaction or Credit</th> <th>Amount</th> </tr> <tr> <td colspan="4">Payments, Credits, and Adjustments</td> <td></td> </tr> <tr> <td colspan="4">Fees</td> <td></td> </tr> <tr> <td>08/16</td> <td>08/16</td> <td>LATE FEE</td> <td>$39.00</td> </tr> <tr> <td colspan="4">TOTAL FEES FOR THIS PERIOD</td> <td>$39.00</td> </tr> <tr> <td colspan="4">Interest Charged</td> <td></td> </tr> <tr> <td>08/16</td> <td>08/16</td> <td>Interest Charge on Purchases</td> <td>$27.74</td> </tr> <tr> <td>08/16</td> <td>08/16</td> <td>Interest Charge on Cash Advances</td> <td>$0.00</td> </tr> <tr> <td colspan="4">TOTAL INTEREST FOR THIS PERIOD</td> <td>$27.74</td> </tr> </table> 2025 Totals Year-to-Date Total fees charged in 2025: $367.32 Total interest charged in 2025: $189.70 Your account is currently closed. INTEREST CHARGE CALCULATION <table> <tr> <th>Type of Balance</th> <th>Annual Percentage Rate (APR)</th> <th>Balance Subject to Interest Rate</th> <th>Interest Charge</th> </tr> <tr> <td>Purchases</td> <td>28.65%(v)</td> <td>$1,161.53</td> <td>$27.74</td> </tr> <tr> <td>Cash Advances</td> <td>28.65%(v)</td> <td>$0.00</td> <td>$0.00</td> </tr> <tr> <td>STANDARD BALANCE TRANSFER</td> <td>28.65%(v)</td> <td>$0.00</td> <td>$0.00</td> </tr> </table> (v) = Variable Rate EXHIBIT 2 BILL OF SALE AND ASSIGNMENT OF ACCOUNTS FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC As of August 31, 2025, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. ("Assignor") has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC ("Assignee"), all of Assignor's right, title and interest in and to (i) the charged-off credit card accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_092025 (the "Computer File"), a copy of which is attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each account referenced on the Computer File (collectively hereinafter, the "Accounts") including, but not limited to, all claims and rights afforded each Account by virtue of that Account's corresponding terms and conditions. The Accounts transferred under the terms of this Bill of Sale and Assignment of Accounts were each transferred to Assignee immediately following charge off for each applicable Account, as shown in the Computer File. With respect to information for the Accounts, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the "Business Records"), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and control for the Accounts from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Accounts. CREDIT ONE BANK, N.A. [signature] Michael Wiese Vice President EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092025 with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC As of August 31, 2025, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. ("Assignor") has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC ("Assignee"), all of Assignor's right, title and interest in and to (i) the receivables associated with each and every account referenced in the data file named CreditOne_Fresh_Resurgent_092025 (the "Computer File"), a copy of which is attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) all claims or rights arising out of or relating to each of those Receivables (hereinafter, the "Receivables"). The Receivables transferred under the terms of this Bill of Sale and Assignment of Receivables were each transferred to Assignee prior to the charge off of the associated accounts, as shown in the Computer File. This Bill of Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts as an acknowledgement of those transfers, and, to the extent necessary, ratification of the transfers. With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the "Business Records"), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Receivables. CREDIT ONE BANK, N.A. ______________________________ Michael Wiese Vice President EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092025 with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FROM MHC RECEIVABLES, LLC, TO FNBMLLC As of September 18, 2025, MHC Receivables, LLC ("Assignor"), for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to FNBMLLC, ("Assignee") all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_092025 attached hereto and incorporated by reference as "Exhibit A"; and (ii) all claims or rights arising out of or relating to the account level receivables (hereinafter the "Receivables"). With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the "Business Records"), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Released Receivables referenced herein. MHC Receivables, LLC Steven Dasch, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092025, with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FROM FNB M, LLC, TO CREDIT ASSET SALES LLC On September 18, 2025, FNB M, LLC ("Assignor"), for good and valuable consideration, the receipt of which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Credit Asset Sales LLC ("Assignee"), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_092025 attached hereto and incorporated by reference as "Exhibit A"; and (ii) all claims or rights arising out of or relating to the receivables (hereinafter the "Receivables"). This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the Receivables conveyed hereby. FNB M, LLC Julie Allen, Authorized Representative With respect to information for the Receivables, MHC Receivables, LLC ("MHC") represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the "Business Records"), are kept by MHC in the regular course of its business. It is in the regular course of business of MHC for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. MHC Receivables, LLC Steven Dasch, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_092025, with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF ACCOUNTS FROM MHC RECEIVABLES, LLC TO CREDIT ASSET SALES LLC On September 18, 2025, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, MHC Receivables, LLC ("Assignor"), hereby transfers, sells, assigns, conveys, grants and otherwise delivers to Credit Asset Sales LLC ("Assignee"), all of Assignor's, rights title and interest in and to (i) the charged-off accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_092025 (the "Computer File"), a copy of which is attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively hereinafter the "Accounts") including, but not limited to, all claims and rights afforded each account by virtue of that account's corresponding terms and conditions. With respect to information for the Accounts described in the related Computer File, Assignor represents and warrants to Assignee that the business records relating to: (i) the Accounts owned by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the "Business Records"), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be recorded, to make the appropriate memorandum or recording at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate and thoroughly embody the information in Assignor's custody and control for the Accounts listed in the Computer File from Assignor’s receipt of those Accounts until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts conveyed hereby. MHC Receivables, LLC [signature] Steven Dasch, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_092025, with such electronic file incorporated herein by reference. BILL OF SALE AND ASSIGNMENT OF ACCOUNTS AND RECEIVABLES FROM CREDIT ASSET SALES LLC TO RESURGENT ACQUISITIONS LLC Credit Asset Sales LLC ("Seller"), the owner of certain accounts and associated receivables (hereinafter referred to collectively as "Purchased Accounts"), for value received and in accordance with the terms of the Purchase and Sale Agreement, by and between Seller and Resurgent Acquisitions LLC. ("Buyer"), dated as of August 1, 2024 ("Agreement"), does hereby sell, assign and transfer to Buyer, its successors and assigns, all right, title and interest in and to the Purchased Accounts as described on the computer file named CreditOne_Fresh_Resurgent_092025 (the "Computer File"), a copy of which is attached hereto and incorporated herein by reference as "Exhibit A". This Bill of Sale and Assignment of Accounts and Receivables is subject to the terms of the Agreement and is made without representations and warranties of any kind or character except as expressly stated in the Agreement, or as expressly stated below. With respect to information for the Purchased Accounts described in the related Computer File, to the best of Seller's knowledge, Seller represents and warrants to Buyer that such information (i) is materially complete and accurate; (ii) constitutes Seller's own business records that pertain to the Purchased Accounts and accurately reflects in all material respects the information in Seller's database; (iii) was kept in the regular course of Seller's business; (iv) was made, entered or compiled in the regular course of business; (v) was recorded at or near the time the underlying activity occurred, by a person with knowledge of the data recorded; (vi) has been accurately maintained in Seller's database since it was recorded there; and (vii) it is the regular practice of Seller's business to maintain and compile such data. This Bill of Sale and Assignment of Accounts and Receivables may be entered as evidence of ownership for any of the Purchased Accounts conveyed hereby. Closing date: September 18, 2025 Credit Asset Sales LLC [Signature] Michael Wiese, Authorized Representative EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_092025, with such electronic file incorporated herein by reference. Declaration of Account Transfer Resurgent Acquisitions LLC ("RALLC"), without recourse, to the extent permitted by applicable law, transferred, sold, assigned, conveyed, granted and delivered to LVNV Funding LLC ("LVNV") all of its right, title and interest in and to the receivables and other assets (the "Assets") identified on Exhibit A, in the Receivable File dated September 03, 2025 delivered by Credit Asset Sales LLC on September 18, 2025 for purchase by RALLC on September 18, 2025. The transfer of the Assets included electronically stored business records. Resurgent Acquisitions LLC a Delaware Limited Liability Company By: [Signature] Name: Jackson Walker Title: Authorized Representative LVNV Funding LLC a Delaware Limited Liability Company By: [Signature] Name: Dan Picciano Title: Authorized Representative Exhibit A Receivables File 09.18.25 CreditOne_Fresh_Resurgent_092025 Transfer Group Portfolio Transfer Batch 1186138 46309 N/A File Name | Line Number | ACCOUNT NUMBER | CH NAME | CH SOCIAL | ADDRESS1 | ADDRESS2 CreditOne_Fresh_Resurgent_092025 | 29449 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29450 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29451 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29452 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29453 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29454 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29455 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29456 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29457 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29458 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29459 | BROOKS PAMELA | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29460 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29461 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29462 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29463 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29464 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29465 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29466 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29467 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29468 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CreditOne_Fresh_Resurgent_092025 | 29469 | [Redacted] | [Redacted] | [Redacted] | [Redacted] CITY ST ZIP HMPHONE BUPHONE BALANCE CODT LPAYDT LPAYAMT ORIGDATE [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [TULSA] OK 74126-2817 [Redacted] [Redacted] 1370.02 2/17/2025 53.99 1/3/2020 [REDACTED] COAPPADDRESS2 COAPPLEDIT COAPPST COAPZIP COAPPHMPCOAPPBUPHONE COAPPDOB DATEID ACCOUNT_ID PRODUCT [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] OTHER [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PRIC_STRAT [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] A222 28.65 No Statement Found [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] C_ANN_MERCH [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] C_ANN_CASH PHONE1 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PHONE2 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PHONE3 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PHONE4 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] PHONE5 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] LSTPAYTYPE Other [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] EMAILADDRESS FEES [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] INTEREST [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] CARD_NUM [Redacted]1516 [Redacted]1655 [Redacted]2882 [Redacted]3286 [Redacted]9010 [Redacted]4705 [Redacted]7880 [Redacted]3847 [Redacted]9207 [Redacted]8026 [Redacted]6006 [Redacted]7526 [Redacted]7530 [Redacted]7940 [Redacted]6321 [Redacted]1859 [Redacted]0645 [Redacted]1007 [Redacted]3960 [Redacted]5533 CUR_BAL [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] LastPreCO_Payment_Date [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] LastPreCO_Payment 53.99 07-FEB-2025 Total_Interest TotalPostCOFees TotalPostCOPayments TotalMerchPostCOCredits LastPurchaseDate [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] 08NOV2024 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] LastPurchaseAmount LanguageDescription OriginalCreditBureauScore COL1 COL2 COL3 COL4 COL5 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] 10.00 594 COL6 COL7 COL8 COL9 COL10 COL11 COL12 COL13 COL14 COL15 COL16 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] COL17 COL18 COL19 COL20 [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] [Redacted] ACCOUNT SUMMARY REPORT 11/13/2025 6:14:50 PM This account summary has been prepared by Resurgent Capital Services on behalf of LVNV Funding LLC. It is not a credit card or other account statement from the original creditor. <table> <tr> <th>Borrower Information</th> <th>Current Account Information</th> </tr> <tr> <td>Name: PAMELA BROOKS<br>Address: 1348 E 53rd St N<br>City: Tulsa<br>State: OK<br>Zip Code: 74126-2817</td> <td>Owner: LVNV Funding LLC<br>Resurgent Reference #: 823933350<br>Original Creditor: Credit One Bank, N.A.<br>Account Number: xxxxxxxxx0326<br>Current Balance Due: $1370.02<br>Date of Last Payment: 02/07/2025</td> </tr> </table> Recent Payment Transactions No Transactions Found <table> <tr> <th colspan="2">Historical Account Information</th> </tr> <tr> <td>The original creditor for this account was:</td> <td>Credit One Bank, N.A.<br>P.O. Box 98873<br>Las Vegas, NV 89193</td> </tr> <tr> <td>The origination date with original creditor was:</td> <td>01/03/2020</td> </tr> <tr> <td>The account charge-off date was:</td> <td>08/17/2025</td> </tr> <tr> <td>The account charge-off amount was:</td> <td>$1,370.02</td> </tr> <tr> <td>The account was acquired on or about:</td> <td>09/18/2025</td> </tr> <tr> <td>The account balance at time of acquisition:</td> <td>$1,370.02</td> </tr> </table> This communication is from a debt collector and this is an attempt to collect a debt. Any information obtained will be used for that purpose.