Tinker Federal Credit Union v. Christopher L. Hilton and Britney D. Rodgers (a/k/a Britney D. Hilton and Britney Silbaugh)

IN THE DISTRICT COURT OF TULSA COUNTY STATE OF OKLAHOMA TINKER FEDERAL CREDIT UNION ) ) Plaintiff, ) vs. ) Case No. ) CHRISTOPHER L. HILTON AND ) BRITNEY D. RODGERS (A/K/A ) BRITNEY D. HILTON AND ) BRITNEY SILBAUGH), ) Defendants. PETITION Plaintiff, Tinker Federal Credit Union ("Plaintiff"), for its cause of action against the defendants, Christopher L. Hilton and Britney D. Rodgers (a/k/a Britney D. Hilton and Britney Silbaugh) ("Defendants"), alleges and states as follows: 1. On or about January 28, 2019, Defendants executed a Promissory Note (hereinafter referred to as the "Contract"), and became obligated to pay Plaintiff the principal amount of $22,887.00, plus interest at 5.4900% per annum, according to the terms of the Contract. A copy of the Contract is attached hereto as Exhibit "A". 2. As part of the Contract and to secure the performance of Defendants, Defendants executed a Security Agreement and granted Plaintiff a security interest in a 2012 PASSPORT 3050BH Vin # 4YDT30524CT412114 (hereinafter referred as the "Collateral"). Plaintiff properly perfected its security interest in accordance with Oklahoma law. A copy of the Lien Entry is attached hereto as Exhibit "B". 3. Defendants have failed to pay pursuant to the terms of the Contract, despite demand by Plaintiff, and are therefore in default under the Contract and Security Agreement. Stephen? Terry? Amy? Silver? 4. As of January 26, 2026, the balance due on the Contract was $11,412.49. 5. Plaintiff is entitled to reasonable attorney's fees and its reasonable costs of collection under the terms of the Contract and Security Agreement and under 12 O.S. §936. 6. Because of Defendants’ default under the Contract and Security Agreement, Plaintiff has a special ownership or interest in the Collateral and is entitled to immediate possession of the Collateral. 7. The actual value of the Collateral is estimated at $ 16,350.00. 8. The Collateral has not been taken in execution on any order or judgment against Plaintiff, or for the payment of any tax, fine or amercement assessed against Plaintiff, or by virtue of an order of delivery issued under Chapter 31 of Title 12 of the Oklahoma Statutes, or for any other mesne or final process issued against Plaintiff. 9. Plaintiff believes that Defendants are in actual or constructive possession of the Collateral, and that Defendants’ possession is subject to the rights of Plaintiff. Although Plaintiff has demanded possession of the Collateral, Defendants have failed to deliver or relinquish possession of the Collateral to Plaintiff. Defendants are, therefore, wrongfully detaining the Collateral. 10. Plaintiff believes that Defendants may attempt to conceal, damage or destroy the Collateral or a part thereof, or to remove the Collateral for the State or County, and Plaintiff will thereby suffer irreparable harm. Plaintiff is without adequate remedy at law to prevent such harm and injury. As such, Plaintiff respectfully requests this Court to enter an Order requiring Defendants to appear and disclose the location of the Collateral. 11. Pursuant to the Servicemember’s Civil Relief Act of 2003, Plaintiff has reviewed the Department of Defense website and determined Defendants are not in the military. See the Affidavit attached hereto as Exhibit “C”. 12. Plaintiff requests an Order authorizing it to issue subpoenas immediately pursuant to 12 O.S. §2004.1 related to the location of the Collateral and Defendants’ cell phone records and data. 13. Pursuant to 40 O.S. §4-508(D), Plaintiff requests an Order that at any time or times subsequent to the filing of this order, the Oklahoma Employment Security Commission shall produce, within thirty (30) days of receipt of this order, employment information of the Defendants. WHEREFORE, Tinker Federal Credit Union prays: (a) that the clerk of this Court issue the above-described notice to Defendants, and further that the notice inform Defendants, that pursuant to 12 O.S. §1571.1, any person who willfully or knowingly damages property in which there exists a valid right to issuance of an order of delivery, or on which such order shall be sought under the provisions of 12 O.S. §1571, or who conceals it, with intent to interfere with the enforcement of the order, or who removes it from the jurisdiction of this Court with the intention of defeating the enforcement of an order of delivery, or who willfully refuses to disclose its location to an officer charged with execution an order for its delivery, or who, when in possession of such property, willfully interferes with the officers charged with execution such writ, shall be guilty of a misdemeanor, and in addition to such criminal penalties as are provided by law, shall be liable to Plaintiff for double the amount of damages done to the property, together with a reasonable attorney's fees to be fixed by the Court; (b) that this Court enter money judgment for Plaintiff and against Defendants, jointly and severally, in the amount of $11,412.49, plus interest since January 26, 2026, at a rate of 5.4900% until paid, plus Plaintiff's court costs and a reasonable attorney's fee; (c) that this Court issue an order for immediate delivery of the Collateral to Plaintiff; (d) that this Court issue an Order requiring Defendants to appear and disclose the location of the Collateral; (e) Plaintiff requests an Order authorizing it to issue subpoenas immediately pursuant to 12 O.S. §2004.1 to nonparties for the production of documentary evidence related to the location of the Collateral and Defendants' cell phone records and data, (f) that this Court render judgment in favor of Plaintiff and against the Defendants for possession of the Collateral, decreeing that Plaintiff's interest in the Collateral is senior and prior to the interest of Defendants in the Collateral, and authorizing the foreclosure of Plaintiff's security interest in the Collateral and (g) award all contractual charges as set forth in the Contract and all other relief this Court deems just. Respectfully submitted, Jeffery S. Ludlam, OBA #17822 HALL & LUBLAM, PLLC 210 Park Ave, Suite 3001 Oklahoma City, OK 73102 (405) 600-9500 Telephone (405) 871-5403 Facsimile [email protected] VERIFICATION STATE OF OKLAHOMA ) COUNTY OF OKLAHOMA ) ss. I, Idella Rowe, of lawful age, being first duly sworn upon oath, state: That I am an agent for the plaintiff, Tinker Federal Credit Union, the above-named; that I have read the above and foregoing Petition; that the matters, facts and things therein stated are true and correct to the best of my belief and knowledge. Idella Rowe Subscribed and sworn to before me this 5th day of February, 2026. Notary Public My Commission Expires: Retail Installment Contract and Security Agreement Seller Name and Address: Camping World RV Sales - Tulsa 9005 E. Skelly Dr. Tulsa, OK 74129 Buyer(s) Name(s) and Address(es) CHRISTOPHER HILTON 3520 KENNEDY RD OKMULGEE, OK 74447 BRITNEY SILBAUGH 3520 KENNEDY RD OKMULGEE, OK 74447 Summary No. 3379095 Date 01/28/2019 ☐ Business, commercial or agricultural purpose Contract. Truth-In-Lending Disclosure <table> <tr> <th>Annual Percentage Rate<br>The cost of your credit as a yearly rate.</th> <th>Finance Charge<br>The dollar amount the credit will cost you.</th> <th>Amount Financed<br>The amount of credit provided to you or on your behalf.</th> <th>Total of Payments<br>The amount you will have paid when you have made all scheduled payments.</th> <th>Total Sale Price<br>The total cost of your purchase on credit, including your down payment of</th> </tr> <tr> <td>5.49 %</td> <td>$ 6,973.80</td> <td>$ 22,887.00</td> <td>$ 29,860.80</td> <td>$ 0.00<br>$ 29,860.80</td> </tr> </table> Payment Schedule. Your payment schedule is: <table> <tr> <th>No. of Payments</th> <th>Amount of Payments</th> <th>When Payments are Due</th> </tr> <tr> <td>120</td> <td>$ 248.84</td> <td>Monthly, beginning on 3/14/2019</td> </tr> <tr> <td>N/A</td> <td>N/A</td> <td>NOT APPLICABLE</td> </tr> <tr> <td>N/A</td> <td>N/A</td> <td>NOT APPLICABLE</td> </tr> </table> Security. You are giving us a security interest in the Property purchased. Late Charge. If a payment is not received in full within 10 days after it is due, you will pay a late charge of 5% of the part of the payment that is late, with a minimum charge of $25.50. Prepayment. If you pay off this Contract early, you ☐ may ☒ will not have to pay a Minimum Finance Charge. Contract Provisions. You can see the terms of this Contract for any additional information about nonpayment, default, any required repayment before the scheduled date, and prepayment refunds and penalties. Description of Property <table> <tr> <th>Year</th> <th>Make</th> <th>Model</th> <th>Style</th> <th>Vehicle Identification Number</th> <th>Odometer Mileage</th> <th>Other:</th> </tr> <tr> <td>2012</td> <td>PASSPORT</td> <td>3050BH</td> <td>TravelTrailer</td> <td>4YDT30524CT412114</td> <td>0</td> <td></td> </tr> </table> ☐ New ☒ Used ☐ Demo Description of Trade-In N/A Conditional Delivery ☐ Conditional Delivery. If checked, you agree that the following agreement regarding securing financing ("Agreement") applies: N/A N/A. The Agreement is part of this Contract. The Agreement will no longer control after the assignment is accepted. If there are any conflicts between the terms of the Agreement and the Contract, the terms of this Contract will apply. Sales Agreement Payment. You promise to pay us the principal amount of $ 22,887.00 plus finance charges accruing on the unpaid balance at the rate of 5.49% per year from the date of this Contract until paid in full. You agree to pay this Contract according to the payment schedule and late charge provisions shown in the Truth-In-Lending Disclosure. You also agree to pay any additional amounts according to the terms and conditions of this Contract. Down Payment. You also agree to pay or apply to the Cash Price, on or before the date of this Contract, any cash, rebate and net trade-in value described in the Itemization of Amount Financed. ☐ You agree to make deferred down payments as set forth in your Payment Schedule. ☐ Additional Charge. You agree to pay an additional charge of $ 0.00 that will be ☐ paid in cash. ☐ financed over the term of the Contract. ☐ Minimum Finance Charge. You agree to pay a minimum finance charge of $ 0.00 if you pay this Contract in full before we have earned that much in finance charges. Itemization of Amount Financed a. Cash Price of Vehicle, etc. (incl. applicable sales/excise tax of $0.00) $18,471.00 b. Trade-in allowance $0.00 c. Less: Amount owing, paid to (includes k): N/A $0.00 d. Net trade-in (b–c; if negative, enter $0 here and enter the amount on line k) $0.00 e. Cash payment $0.00 f. Manufacturer's rebate $0.00 g. Deferred down payment $0.00 h. Other down payment (describe) N/A $0.00 i. Down Payment (d+e+f+g+h) $0.00 j. Unpaid balance of Cash Price (a–i) $18,471.00 k. Financed trade-in balance (see line d) $0.00 l. Paid to public officials, including filing fees $0.00 m. Insurance premium paid to insurance company(ies) $0.00 n. Service Contract, paid to: Assurant $3,322.00 o. To: GAP paid to Safe Guard $895.00 p. To: Documentation Fee paid to Seller $199.00 q. To: N/A $0.00 r. To: N/A $0.00 s. To: N/A $0.00 t. To: N/A $0.00 u. To: N/A $0.00 v. To: N/A $0.00 w. To: N/A $0.00 x. To: N/A $0.00 y. Total Other Charges/Amounts Paid (k thru x) $4,416.00 z. Prepaid Finance Charge $0.00 aa. Amount Financed (j+y-z) $22,887.00 We may retain or receive a portion of any amounts paid to others. Insurance Disclosures Credit Insurance. Credit life and credit disability (accident and health) are not required to obtain credit and are not a factor in the credit decision. We will not provide them unless you sign and agree to pay the additional premium. If you want such insurance, we will obtain it for you (if you qualify for coverage). We are quoting below only the coverages you have chosen to purchase. Credit Life □ Single □ Joint ☒ None Premium $ 0.00 Term N/A Insured N/A Credit Disability □ Single □ Joint ☒ None Premium $ 0.00 Term N/A Insured N/A Your signature below means you want (only) the insurance coverage(s) quoted above. If "None" is checked, you have declined the coverage we offered. [Signature] Christopher Hilton 08/01/1986 CHRONOPHER HILTON DOB [Signature] Britney Silbaugh 03/16/1987 BRITNEY SILBAUGH DOB N/A By: N/A DOB Property Insurance. You must insure the Property. You may furnish the required insurance either through existing policies of insurance owned or controlled by you or by procuring the equivalent insurance coverage through any insurance company reasonably acceptable to us. The collision coverage deductible may not exceed $1,000.00 . If you get insurance from or through us you will pay $0.00 for N/A of coverage. This premium is calculated as follows: ☒ $0.00 Deductible, Collision Cov. $0.00 ☐ $0.00 Deductible, Comprehensive $0.00 ☐ Fire-Theft and Combined Additional Cov. $0.00 ☐ N/A $0.00 Liability insurance coverage for bodily injury and property damage caused to others is not included in this Contract unless checked and indicated. ☐ Single-Interest Insurance. You must purchase single-interest insurance as part of this sale transaction. You may furnish the required insurance either through existing policies of insurance owned or controlled by you or by procuring the equivalent insurance coverage through any insurance company reasonably acceptable to us. If you buy the coverage from or through us, you will pay $ N/A for N/A of coverage. [TThis area intentionally left blank.] Additional Protections You may buy any of the following voluntary protection plans. They are not required to obtain credit, are not a factor in the credit decision, and are not a factor in the terms of the credit or the related sale of the Vehicle. The voluntary protections will not be provided unless you sign and agree to pay the additional cost. Your signature below means that you want the described item and that you have received and reviewed a copy of the contract(s) for the product(s). If no coverage or charge is given for an item, you have declined any such coverage we offered. Service Contract Term 36 months Price $3,322.00 Coverage as per Vehicle Service Contract Gap Waiver or Gap Coverage Term 72 months Price $895.00 Coverage as per GAP Contract N/A Term N/A Price $0.00 Coverage N/A [Signature] By: CHRISTOPHER HILTON Date: 01/28/2019 [Signature] BY: BRITNEY SILBAUGH Date: 01/28/2019 N/A By: N/A Date Addendum Terms of the Sales Agreement Definitions. "Contract" refers to this Retail Installment Contract and Security Agreement. The pronouns "you" and "your" refer to each Buyer signing this Contract, and any guarantors, jointly and individually. The pronouns "we", "us" and "our" refer to the Seller and any entity to which it may transfer this Contract. "Vehicle" means each motor vehicle described in the Description of Property section. "Property" means the Vehicle and all other property described in the Description of Property section. Purchase of Property. You agree to purchase the Property from Seller, subject to the terms and conditions of this Contract. Seller will not make any repairs or additions to the Vehicle except as noted in the Description of Property section. You have been given the opportunity to purchase the Property and described services for the Cash Price or the Total Sale Price. The "Total Sale Price" is the total price of the Property if you buy it over time. General Terms. The Total Sale Price shown in the Truth-In-Lending Disclosure assumes that all payments will be made as scheduled. The actual amount you will pay will be more if you pay late and less if you pay early. We do not intend to charge or collect, and you do not agree to pay, any finance charge or fee that is more than the maximum amount permitted for this sale by state or federal law. If you pay a finance charge or fee that exceeds that maximum amount, we will first apply the excess amount to reduce the principal balance and, when the principal has been paid in full, refund any remaining amount to you. You understand and agree that some payments to third parties as a part of this Contract may involve money retained by us or paid back to us as commissions or other remuneration. You agree that the Property will not be used as a dwelling. Prepayment. You may prepay this Contract in full or in part at any time. See Minimum Finance Charge section. Any partial prepayment will not excuse any later scheduled payments. If we get a refund of any unearned insurance premiums that you paid, you agree that we may subtract the refund from the amount you owe, unless otherwise provided by law. Balloon Payment. If any scheduled payment is more than twice as large as the average of your earlier scheduled payments, you may refinance that payment when due without penalty. The terms of the refinancing will be no less favorable to you than the original terms of this Contract. This provision does not apply if we adjusted your payment schedule to your seasonal or irregular income. Returned Payment Charge. If you make any payment required by this Contract that is returned or dishonored, you agree to pay a fee of $25.00. Governing Law and Interpretation. This Contract is governed by the law of Oklahoma and applicable federal law and regulations. If any section or provision of this Contract is not enforceable, the other terms will remain part of this Contract. You authorize us to correct any clerical error or omissions in this Contract or in any related document. Name and Location. Your name and address set forth in this Contract are your exact legal name and your principal residence. You will provide us with at least 30 days notice before you change your name or principal residence. Telephone Monitoring and Calling. You agree that we may from time to time monitor and record telephone calls made or received by us or our agents regarding your account to assure the quality of our service. In order for us to service the account or to collect any amounts you may owe, and subject to applicable law, you agree that we may from time to time make calls and send text messages to you using prerecorded/artificial voice messages or through the use of an automatic dialing device at any telephone number you provide to us in connection with your account, including a mobile telephone number that could result in charges to you. Default. You will be in default on this Contract if any one of the following occurs (except as prohibited by law): - You fail to perform any obligation that you have undertaken in this Contract and/or you fail to refrain from taking any act prohibited by this Contract. - We, in good faith, believe that you cannot, or will not, pay or perform the obligations you have agreed to in this Contract. If you default, you agree to pay our costs to realize on the Property and our reasonable attorneys' fees not in excess of 15% of the unpaid debt after default and referral to an attorney not a salaried employee of ours. If an event of default occurs as to any of you, we may exercise our remedies against any or all of you. Remedies. If you are in default on this Contract, we have all of the remedies provided by law and this Contract. Those remedies include: - We may require you to immediately pay us, subject to any refund required by law, the remaining unpaid balance of the amount financed, finance charges and all other agreed charges. - We may pay taxes, assessments, or other liens or make repairs to the Property if you have not done so. We are not required to do so. You will repay us that amount immediately. That amount will earn finance charges from the date we pay it at the rate described in the Payment section until paid in full. - We may require you to make the Property available to us at a place we designate that is reasonably convenient to you and us. - We may immediately take possession of the Property by legal process or self-help, but in doing so we may not breach the peace or unlawfully enter onto your premises. - We may then sell the Property and apply what we receive as provided by law to our reasonable expenses and then toward what you owe us. - Except when prohibited by law, we may sue you for additional amounts if the proceeds of a sale do not pay all of the amounts you owe us. By choosing any one or more of these remedies, we do not give up our right to later use another remedy. By deciding not to use any remedy, we do not give up our right to consider the event a default if it happens again. You agree that if any notice is required to be given to you of an intended sale or transfer of the Property, notice is reasonable if mailed to your last known address, as reflected in our records, at least 10 days before the date of the intended sale or transfer (or such other period of time as is required by law). You agree that we may take possession of personal property left in or on the Property securing this Contract and taken into possession as provided above. You may have a right to recover that property. If the Property has an electronic tracking device, you agree that we may use the device to find the vehicle. Obligations Independent. Each person who signs this Contract agrees to pay this Contract according to its terms. This means the following: ◆ You must pay this Contract even if someone else has also signed it. ◆ We may release any co-buyer or guarantor and you will still be obligated to pay this Contract. ◆ We may release any security and you will still be obligated to pay this Contract. ◆ If we give up any of our rights, it will not affect your duty to pay this Contract. ◆ If we extend new credit or renew this Contract, it will not affect your duty to pay this Contract. Warranty. Warranty information is provided to you separately. Security Agreement Security. To secure your payment and performance under the terms of this Contract, you give us a security interest in the Vehicle, all other Property, and accessions. Duties Toward Property. By giving us a security interest in the Property, you represent and agree to the following: ◆ You will defend our interests in the Property against claims made by anyone else. You will keep our claim to the Property ahead of the claim of anyone else. You will not do anything to change our interest in the Property. ◆ You will keep the Property in your possession and in good condition and repair. You will use the Property for its intended and lawful purposes. ◆ You agree not to remove the Property from the U.S. without our prior written consent. ◆ You will not attempt to sell the Property, transfer any rights in the Property, or grant another lien on the Property without our prior written consent. ◆ You will pay all taxes and assessments on the Property as they become due. ◆ You will notify us with reasonable promptness of any loss or damage to the Property. ◆ You will provide us reasonable access to the Property for the purpose of inspection. Our entry and inspection must be accomplished lawfully, and without breaching the peace. Agreement to Provide Insurance. You agree to provide property insurance on the Property protecting against loss and physical damage and subject to a maximum deductible amount indicated in the Insurance Disclosures section, or as we will otherwise require. You will name us as last payee on any such policy. Generally, the loss payee is the one to be paid the policy benefits in case of loss or damage to the Property. In the event of loss or damage to the Property, we may require additional security or assurances of payment before we allow insurance proceeds to be used to repair or replace the Property. You agree that if the insurance proceeds do not cover the amounts you still owe us, you will pay the difference. You will keep the insurance in full force and effect until this Contract is paid in full. If you fail to obtain or maintain this insurance, or name us as loss payee, we may obtain insurance to protect our interest in the Property. This insurance may be written by a company other than one you would choose. It may be written at a rate higher than a rate you could obtain if you purchased the property insurance required by this Contract. We will add the premium for this Insurance to the amount you owe us. Any amount we pay will be due immediately. This amount will earn finance charges from the date paid at the rate described in the Payment section until paid in full. Gap Waiver or Gap Coverage. In the event of theft or damage to the Vehicle that results in a total loss, there may be a gap between the amount due under the terms of the Contract and the proceeds of your insurance settlement and deductibles. You are liable for this difference. You have the option of purchasing Gap Waiver or Gap Coverage to cover the gap liability, subject to any conditions and exclusions in the Gap Waiver or Gap Coverage agreements. [This area intentionally left blank.] Notices Note. If the primary use of the Vehicle is non-consumer, this is not a consumer contract, and the following notice does not apply. NOTICE. ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. If you are buying a used vehicle: The information you see on the window form for this vehicle is part of this contract. Information on the window form overrides any contrary provisions in the contract of sale. Si compra un vehículo usado: La información que ve adherida en la ventanilla forma parte de éste contrato. La Información contenida en el formulario de la ventana prevalece por sobre toda otra disposición en contrario incluida en el contrato de compraventa. Third Party Agreement (This section applies ONLY to a person who will have an ownership interest in the Property but is NOT a Buyer obligated to pay this Contract ("Third Party Owner").) In this section only, "you" means only the person signing this section. By signing below you agree to give us a security interest in the Property described in the Description of Property section. You also agree to the terms of this Contract except that you will not be liable for the payments it requires. Your interest in the Property may be used to satisfy the Buyer's obligation. You agree that we may renew, extend or change this Contract, or release any party or Property without releasing you from this Contract. We may take these steps without notice or demand upon you. You acknowledge receipt of a completed copy of this Contract. NOT APPLICABLE N/A By: NOT APPLICABLE Signature of Third Party Owner (NOT the Buyer) Date [This area intentionally left blank] ☐ Electronic Signature Acknowledgment. You agree that (i) you viewed and read this entire Contract before signing it, (ii) you signed this Contract with one or more electronic signatures, (iii) you intend to enter into this Contract and your electronic signature has the same effect as your written ink signature, (iv) you received a paper copy of this Contract after it was signed, and (v) the authoritative copy of this Contract shall reside in a document management system held by Seller in the ordinary course of business. You understand that Seller may transfer this Contract to another company in the electronic form or as a paper version of that electronic form which would then become the authoritative copy. Seller or that other company may enforce this Contract in the electronic form or as a paper version of that electronic form. You may enforce the paper version of the Contract copy that you received. Signature Archives The Annual Percentage Rate may be negotiable with the Seller. The Seller may assign this Contract and retain its right to receive a part of the Finance Charge. Signatures Entire Agreement. Your and our entire agreement is contained in this Contract. There are no unwritten agreements regarding this Contract. Any change to this Contract must be in writing and signed by you and us. [signature] 01/28/2019 By: CHRISTOPHER HILTON Date [signature] 01/28/2019 BRITNEY SILBAUGH Date N/A By: N/A Date Notice to Buyer. 1. Do not sign this Contract before you read it or if it contains any blank spaces. 2. You are entitled to a completely filled-in copy of this Contract. By signing below, you agree to the terms of this Contract. You received a copy of this Contract and had a chance to read and review it before you signed it. Buyer [signature] 01/28/2019 CHRISTOPHER HILTON Date [signature] 01/28/2019 BRITNEY SILBAUGH Date N/A By: N/A Date Seller [signature] 01/28/2019 By: Camping World RV Sales - Tulsa Date Assignment. This Contract and Security Agreement is assigned to Tinker Federal Credit Union PO BOX 45750, Oklahoma City, OK 73145 the Assignee, phone _____________________________. This assignment is made under the terms of a separate agreement made between the Seller and Assignee. ☐ This Assignment is made with recourse. Seller [signature] 01/28/2019 By: Camping World RV Sales - Tulsa Date AFFIDAVIT OF NAME CHANGE & INDEMNITY AGREEMENT Tinker Federal Credit Union Primary Share Account No: ____________________________ (including sub-accounts, collectively “Account(s)”)* (*THE PRIMARY SHARE ACCOUNT LISTED ABOVE WILL INCLUDE A NAME CHANGE TO ALL SUB-ACCOUNTS, CERTIFICATES, LOANS, AND OTHER TFCU RECORDS UNDER THE PRIMARY SHARE ACCOUNT, WHICH THE UNDERSIGNED IS AN OWNER, JOINT-OWNER, BORROWER, CO-BORROWER, OR HAS ANY OTHER INTEREST IN THE ACCOUNTS.)¹ Prior Full Legal Name of Account Holder: BRITNEY D HILTON New Full Legal Name of Account Holder: BRITNEY D RODGERS Date of Legal Document Verifying Name Change: MAY 4 2024 The undersigned does hereby affirm, represent, covenant, and warrant to Tinker Federal Credit Union ("TFCU") the following as part of this Affidavit of Name Change & Indemnity Agreement ("Affidavit"). The undersigned affiant does hereby state that he/she is of legal age (within the state of Oklahoma) and under oath and penalty of perjury represent that they have legally changed their name. The undersigned’s prior full legal name and new full legal name is stated above; and such change in the Account holder’s name (including the primary share account (as listed) and all sub-accounts, loans, share certificates, and other related accounts and loans held at TFCU), will be effective as of the date stated above. The undersigned represents and covenants that they have complied with applicable federal, state, and local laws and statutes, to legally change their name pursuant to a valid court order, state-issued marriage certificate/license, or other legal reason and the authorized name change document is attached to this Affidavit as “Exhibit A” (i.e. court order, marriage license, or other). The undersigned hereby instructs and authorizes TFCU to change their name on the Accounts (including all sub-accounts, loans, certificates, credit union records, etc. on which the affiant’s name appears), in accordance with this Affidavit. The undersigned person understands and agrees that instead of having to re-sign and/or agree to necessary agreements, terms, disclosures, consents, documents, and records again to reflect my name change, (e.g. Account forms, loan agreement and documents, and other terms, disclosures, consents, and agreements), this Affidavit will serve as my consent, authorization, and agreement to have TFCU change my legal name on my Accounts (including all sub-accounts, loans, certificates, and other records) and such authorization includes my continued consent and agreement to all prior terms, disclosures, commitments, consents, and agreements. The undersigned represents and covenants to TFCU that all of the statements contained herein arc true and correct, and that TFCU (including its affiliates, divisions, and successors) may legally rely on the accuracy, authorization, and statements contained in this Affidavit and the undersigned affiant agrees to indemnify and hold TFCU (including its affiliates, divisions, and successors and their employees, officers, directors, and representatives) harmless from any and all losses, costs, expenses, claims, demands, causes of action, damages, or liability (including attorneys’ fees and other costs of defense), known or unknown, which may at any time arise, be incurred by TFCU, or be asserted against TFCU by any other person, organization, or party claiming harm, damage, or liability as a result of the representations or instructions in this Affidavit. This Affidavit is being voluntarily signed after carefully reading all of the facts and instructions set forth herein. The undersigned agrees to take full responsibility and liability for such instructions and agrees to continue to be bound by all terms, conditions, disclosures, consents, and agreements with TFCU, until otherwise modified, changed, or updated by the undersigned or TFCU in writing. TFCU may rely upon this Affidavit and shall have no liability for such reliance. Being of sound mind, having personal knowledge regarding the matters addressed herein, and having had the opportunity to seek legal advice on this Affidavit, the undersigned has caused this Affidavit to be completed, signed, and notarized. This Affidavit shall survive until revoked in writing and supersedes any prior instructions regarding name changes on the Accounts. BRITNEY D RODGERS 02/07/2025 STATE OF Oklahoma ), COUNTY OF Tulsa ) ss: Before me, as a notary public in the stated county and state, Britney Rodgers personally appeared and acknowledged the signing of the foregoing Affidavit for the benefit of Tinker Federal Credit Union. WITNESS my hand and official seal this 7 day of February 2025. My Commission Expires: 6/13/26 My Commission Number: 22008240 ¹ A separate Affidavit is required to be signed for each primary share account and will impact all sub-accounts, loans, certificates and records. MARRIAGE LICENSE STATE OF OKLAHOMA In the District Court of Okmulgee COUNTY To any person authorized to perform or solemnize the Marriage Ceremony, Greetings: You are hereby authorized, upon delivery of this Marriage License to you, to join in marriage JEFFERY ALLEN RODGERS of OKMULGEE, County of OKMULGEE State of OK age 45 years; and BRITNEY DEANNE HILTON of OKMULGEE, County of OKMULGEE State of OK age 37 years. This Marriage License is valid for thirty days from the date of its issue. The Marriage Ceremony shall be performed, and the Marriage License and completed Marriage Certificate must returned to the Court Clerk's office, no later than thirty days from the date this Marriage License was issued. Issued under my hand and official seal, and recorded in my marriage record before delivery at OKMULGEE, Oklahoma on May 3, 2024. Charly Criner, Court Clerk By [signature] Deputy This license is valid in any county in the State of Oklahoma. This license, along with the completed Marriage Certificate, must be returned to the issuing Court Clerk's Office for recording not more than thirty days from the date the license was issued. Certificate of Marriage Bobbyne Chatham Open Ministry (Tulsa) in (Oklahoma) County, State of Oklahoma do hereby certify that I hold the required credentials or authority to solemnize this marriage, and further certify that I joined in marriage the persons named in and authorized by this License to be married, on the 4th day of May, 2024, at Okmulgee, State of Oklahoma, in the presence of the witnesses who have endorsed this Certificate below. [signature] Open Ministry (Official or Clerical Designation) IN WITNESS WHEREOF, we hereby attest that we were present at the ceremony referenced above. Tommy Strickland of Muskogee (Witness) Gregory Strickland of Muskogee (Witness) JEFFERY ALLEN RODGERS First Spouse's Full Name to be Known As [signature] First Spouse's Signature (sign full name to be known as, exactly as above) BRITNEY DEANNE RODGERS Second Spouse's Full Name to be Known As [signature] Second Spouse's Signature (sign full name to be known as, exactly as above) THIS LICENSE AND CERTIFICATE OF MARRIAGE WAS RETURNED TO THE ISSUING COURT CLERK'S OFFICE, WHERE IT WAS RECORDED IN MARRIAGE RECORD BOOK [RECORDING PAGE 243] OR IN CASE # [RECORDING PAGE 124] ON THIS THE 6 DAY OF MAY, 2024. Charly Criner, COURT CLERK By [signature] Deputy After it has been recorded in the issuing Court Clerk's office, this License and Certificate of Marriage shall be returned to the persons to whom it was issued. ADDITIONAL DOCUMENTATION The item(s) checked below were presented with the Application for the foregoing Marriage License, and relied upon by the court clerk issuing the Marriage License. ☐ (1) Affidavit(s) of consent to marriage of an underage person, expressly given by the parent or guardian, in the presence of the court clerk or deputy court clerk issuing this License. 43 O.S. §3(B)(1)(a). ☐ (2) Affidavit(s) of consent to marriage of an underage person by the person's parent or guardian, executed and acknowledged in person before a judge of the district court or the court clerk of any county within the State of Oklahoma. 43 O.S. §3(B)(1)(b). ☐ (3) Affidavit(s) of consent to marriage of an underage person by the person's parent or guardian residing outside the State of Oklahoma, executed before a judge or clerk of a court of record, and authenticated as provided by statute. 43 O.S. §3(B)(1)(c). ☐ (4) Affidavit(s) of consent to marriage of an underage person by the person's parent or guardian, in lieu of personal appearance as provided by statute. 43 O.S. §3(B)(1)(d),(e). ☐ (5) Affidavits of three persons stating that both parents of the underage person are deceased or otherwise incapable of giving consent as provided by statute, and that no guardian has been appointed for the minor. 43 O.S. §3(B)(1)(f). ☐ (6) Certificate of completion of premarital counseling program. 43 O.S. § 5.1(B)(1). Witness my hand and seal on May 3, 2024. Charly Criner, Court Clerk By: ____________________________, Deputy JEFFERY ALLEN RODGERS and BRITNEY DEANNE HILTON Okmulgee COUNTY, OKLAHOMA Charly Criner Return License To: Mr. & Mrs. JEFFERY ALLEN RODGERS 1308 HICKORY ST OKMULGEE, OK 74447 OKLAHOMA TAX COMMISSION LIEN HOLDERS RELEASE FORMS VIN: 4YDT30524CT412114 VEHyr: 2012 MAKE: PASSPO MODEL: 3050 BODY: TV AGNT #: M7280 LIEN DATE: 01/28/2019 LIEN DEBTOR: HILTON CHRISTOPHER / SILBAUGH BRITNEY HILTON CHRISTOPHER / SILBAUGH BRITNEY 3520 KENNEDY RD OKMULGEE OK 74447-9114 LIEN HOLDER: TINKER FEDERAL CREDIT UNION TINKER FEDERAL CREDIT UNION PO BOX 45750 OKLAHOMA CITY OK 73145-0750 REF#: L0851156048 TO: OKLAHOMA TAX COMMISSION MOTOR VEHICLE DIVISION P.O. BOX 269061 OKLAHOMA CITY OK 73126 TO WHOM IT MAY CONCERN: WE HAVE RELEASED OUR SECURITY INTEREST IN THE MOTOR VEHICLE DESCRIBED ABOVE, EFFECTIVE ON THE DATE WHICH APPEARS BY MY SIGNATURE. PLEASE REVISE YOUR RECORDS TO REFLECT THIS RELEASE. SIGNATURE OF REPRESENTATIVE OF SECURED PARTY X ________________________________ DATE ________________ LENDER: TO ENSURE PROPER PROCESSING OF YOUR COMPLETED LIEN RELEASE, PLEASE NOTE THE FOLLOWING. DO NOT ALTER THIS DOCUMENT NO STAPLES NO TAPE NO FOREIGN FIXTURES OR ATTACHMENTS NO WRITING OR MARKING (OTHER THAN SIGNATURE AND DATE FOR RELEASE) DO NOT ALTER THE SIZE OF THIS DOCUMENT ; AFFIDAVIT STATE OF OKLAHOMA COUNTY OF OKLAHOMA ) ss. Tay Parker, of lawful age, being first duly sworn, upon oath deposes and states: 1. I am a Collections Legal Specialist for Tinker Federal Credit Union and I am authorized to make this Affidavit of its behalf. Based on a review of the Department of Defense website Christopher L Hilton not in the military. A copy is attached hereto. Signed under penalty of perjury, Tay Parker Subscribed and sworn to before me this 26th day of December, 2025. Notary Public My Commission Expires: (SEAL) EXHIBIT # C Department of Defense Manpower Data Center Status Report Pursuant to Servicemembers Civil Relief Act SSN: XXX-XX-5751 Birth Date: Last Name: HILTON First Name: CHRISTOPHER Middle Name: Status As Of: Jan-26-2026 Certificate ID: VQFGL7NGNFZGVFX <table> <tr> <th colspan="4">On Active Duty or Active Duty Status Date</th> </tr> <tr> <th>Active Duty Start Date</th> <th>Active Duty End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> <tr> <td colspan="4">This response reflects the individual's active duty status based on the Active Duty Status Date</td> </tr> </table> <table> <tr> <th colspan="4">Left Active Duty Within 367 Days of Active Duty Status Date</th> </tr> <tr> <th>Active Duty Start Date</th> <th>Active Duty End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> <tr> <td colspan="4">This response reflects whether the individual left active duty status within 367 days preceding the Active Duty Status Date</td> </tr> </table> <table> <tr> <th colspan="4">The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date</th> </tr> <tr> <th>Order Notification Start Date</th> <th>Order Notification End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> <tr> <td colspan="4">This response reflects whether the individual or member unit has received any notification to report for active duty</td> </tr> </table> Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, Space Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 3901 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service. Service contact information can be found on the SCRA website's FAQ page (Q35) via this URL: https://scra.dmdc.osd.mil/scra/#/faqs. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 3921(c). This response reflects the following information: (1) The individual’s Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. ; AFFIDAVIT STATE OF OKLAHOMA ) ss. COUNTY OF OKLAHOMA ) Tay Parker, of lawful age, being first duly sworn, upon oath deposes and states: 1. I am a Collections Legal Specialist for Tinker Federal Credit Union and I am authorized to make this Affidavit of its behalf. Based on a review of the Department of Defense website Britney D Rodgers not in the military. A copy is attached hereto. Signed under penalty of perjury, [Signature] Tay Parker Subscribed and sworn to before me this 26th day of December, 2025. [Signature] Notary Public My Commission Expires: (SEAL) ANISHA KUMAR NOTARY PUBLIC # 24012607 STATE OF OKLAHOMA EXP. 10/07/25 Status Report Pursuant to Servicemembers Civil Relief Act SSN: XXX-XX-9101 Birth Date: Last Name: RODGERS First Name: BRITNEY Middle Name: Status As Of: Jan-26-2026 Certificate ID: XF18QLWSVDG1HK9 <table> <tr> <th colspan="4">On Active Duty On Active Duty Status Date</th> </tr> <tr> <th>Active Duty Start Date</th> <th>Active Duty End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> </table> This response reflects the individual's active duty status based on the Active Duty Status Date <table> <tr> <th colspan="4">Last Active Duty Within 367 Days of Active Duty Status Date</th> </tr> <tr> <th>Active Duty Start Date</th> <th>Active Duty End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> </table> This response reflects whether the individual had active duty status within 367 days preceding the Active Duty Status Date <table> <tr> <th colspan="4">The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date</th> </tr> <tr> <th>Order Notification Start Date</th> <th>Order Notification End Date</th> <th>Status</th> <th>Service Component</th> </tr> <tr> <td>NA</td> <td>NA</td> <td>No</td> <td>NA</td> </tr> </table> This response reflects whether the individual or his/her unit has received notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, Space Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 3901 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service. Service contact information can be found on the SCRA website's FAQ page (Q35) via this URL: https://scra.dmdc.osd.mil/scra/#/faqs. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 3921(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as On Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided.